Cyber Insurance For Individuals Is Coming. Will It Make People More Or Less Secure?

Ladies and Gentlemen,? ?Welcome to the Intersection of IT security and society. Welcome to ITSPmagazine. This is Marco Ciappelli, and you are about to listen to another episode of my podcast series The Cyber Society. Let's face it: the future is now. ??We are already living in a cyber society, so we need to stop ignoring it or pretending that it is not affecting us.? Here is where IT security and society truly intersect. Here is where we discuss the impact that technology and cybersecurity — or the lack of — have on our everyday life. Here is where we look at all the internet-connected conveniences, we raise our voices and call for awareness, and we educate ourselves about information security, privacy, and cyber safety. Because there is no better place than here, and no better time than now, to talk about the future of this digitally connected world. _______________________ For this conversation I am joined by Sean Martin and our guests are: Howard A. Miller? Director Tech Secure® Division, LBW Insurance?and? Sandra Lollino ?Independent Associate with LegalShield and IDShield services ??They’re both board members for the non-profit association Secure The Village. What’s the title of today’s story? Cyber Insurance For Individuals Is Coming.?Will It Make People More Or Less Secure? ??Here is what it is about:? If you’re looking for Insurance companies, go where the risk is. As the industry has made the big move into offering cyber insurance to corporations, some are now expanding to offer cybercrime related coverage to individuals and households.?? Will this make consumers care even less about protecting themselves and being aware? Are insurance companies going to audit them before quoting and bonding them, or is it just a numbers game? What are the options? What’s covered and what’s not? How do you define cyber risk at a personal level? And, most of all, can money really compensate for the violation of someone’s emotions, psychological damage, identity theft and loss of personal data? We discuss the consequences of a cyberattack on individuals and families as it goes way beyond the material financial damage, and we wonder if the option of enrolling in cyber insurance protection is going to help increase cyber awareness or make it worse and further numb us all?? What do you think? What do we think? Listen up and find out. _____ May I interest you in more of The Cyber Society Podcast? Marvelous! Here you go: https://www.itspmagazine.com/itsp-chronicles/cyber-insurance-for-individuals-is-coming-will-it-make-people-more-or-less-secure