401(k) Coach

We are living longer. Costs are going up. You may think you've got it all under control and that you've saved enough for your retirement. But there is one situation which you may not be adequately prepared for - and it could possibly wipe out your savings faster than any market drop or recession.

Most people haven't heard of a SIMPLE IRA before. How is it different from a 401(k)? Let's talk about it!

Patricia Adams, who also hosts "Patricia Adams Live" on Blog Talk Radio has been writing since age 7. She has authored ten non-fiction books, including her "One Heart" series. God has placed a strong teaching ministry within her spirit that speaks the truth in love. She wants to help people develop a more intimate relationship with God. Her testimony is the God is a mighty Delieverer and Restorer. She uses all areas of communication to get her meesage out about the One Heart Series. I hope you can join us for an enlightening program with Patricia Adams.

What are 3 Big Mistakes people make on their 401(k) plans which you can avoid? The 401(k) Coach can help you get back on track.

Did you know that the 401(k) turns 30 this year? Are you saving as much as you can? Do you need your 401(k) to be working harder for you? Let's talk about how we can help your 401(k)!

Is your IRA working as hard as it could be for you? Does it need a "spring cleaning"? Tune in a for a quick IRA boost. If you are in the South Bend area, lets talk about getting your IRA back on track.

"Live Large, but Pay Little!" That is the motto of Annie Korzen. Annie is the author of "Bargain Junkie". She is also an actress and comedy writer. Most of us know her for her recurring role as Doris Klompus on Seinfeld. Her other credits include ER, Judging Amy, Hannah Montana, and Transformers: Revenge of the Fallen. Annie's humorous essays have been printed in the NY Times, the LA Times, and the San Francisco Chronicle among others. Please join me for a fun chat with Annie as we learn how to "Live Large, but Pay Little!" Learn more about her book at www.bargainjunkie.com

Robert Krakower, CFP is a founding partner of Equity Masters Group and the author of "Redefining Retirement for a New Generation". He is a graduate of the College for Financial Planning and the Wharton Business School Executive Program. Robert lives in Orange County, CA and is a charter member of the Financial Planning Association.

Carrie Lee is the admissions director at a local nursing home and a freelance writer, editor and copywriter. Her blog, "Wildflower Writes" is a source of encouragement, inspiration, and information for people who want to make their dreams and aspirations reality. http://wildflowerwrites.blogspot.com/ She and her husband and two school-aged children live in Elkhart, Indiana. Carrie will be sharing secrets of the Long Term Care industry. We will also talk about some ways which you can be better protected from the financial risk of Long Term Care.

Erica is the financial education director and co-host of the web & TV program "Change Starts At Home". She is also the author of the top selling book, "Expecting Money". She writes for the San Francisco Chronicle's SF Gate - and her articles are featured in the Wall St. Journal, CNBC, New York Daily News, Market Watch, Redbook, and www.smartmoney.com. Erica is a frequent guest on Forbes Video Network, Fox Business News, and Businessweek TV. Erica was one of my first guests in Sept. 2009, and we welcome her back. Prior to setting up her writing and financial consulting business, she was affiliated with Consumer Credit Counseling Services of San Francisco for over 10 years. Her website is www.ericasandberg.com.

Trent Hamm transformed his life, escaping both massive consumer debt and work he couldn't stand. He began sharing the lessons he learned through his web site, The Simple Dollar (www.thesimpledollar.com), which has quickly grown into one of the nation's most popular personal finance sites. He is author of 365 Ways to Live Cheap: Your Everyday Guide to Saving Money and the upcoming The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams, and writes articles that are regularly syndicated to hundreds of small newspapers and newsletters.

TJ Jorgensen is the owner of Street Kids Softball, ranked #1 in the US in 2009 by the National Softball Association (Class B). Their website, www.streetkidssoftball.com started in 2005. The website grew and TJ built relationships with local businesses for sponsoring the team. TJ and his wife Courtney also founded Street Kids Care to help with local charities such as Faith Mission of Elkhart, Coats for Kids and many others. Street Kids Softball is now in 5 cities -South Bend, Elkhart, Kalamazoo, Dayton and Fort Wayne and each team is devoted to making a difference in the lives of others. TJ & his caring, engaging personality will make this a fun show. Best wishes to Street Kids in 2010!

Jeremy Vohwinkle is a Chartered Retirement Plan Counselor and past Financial Planner that works to help people make better decisions with their money. In addition to his work in the finance industry he spends much of his time writing about finance on his own financial blog at Generation X Finance, covers financial planning at About.com, and is a community editor with Bundle. GenX Finance - Helping A Unique Generation Achieve Financial Independence.

Norm Robertson is the owner of Express Pros Employment Services in Mishawaka (South Bend) IN. For the past 15 years, Norm has assisted companies with their hiring needs in addition to Leadership and Staff Development strategies. Norm provides training on such topics as Supervisory Skills, Customer Service, Sales Management, Time Management, Generational Differences, and Employee Retention. Norm can share some valuable information on the career market here in the South Bend area, and how he can help.

Kyle Lacy is co-founder and CEO of Brandswag, a social media and marketing consulting company with offices in Indianapolis and Oklahoma City. Kyle is the author of "Twitter Marketing for Dummies" (Wiley Publishing) and was recently voted into Forty under 40 by the Indianapolis Business Journal. Kyle is a recognized leader in creating ideas that infect business, as well as producing intentional campaigns and dialogue that move customers to buy. Brandswag focuses on helping companies achieve results through their web site, blogging and social media strategies, raising the value of their client's business in the eyes of the customer. Kyle and his team have assisted businesses in the development and implementation of social media campaigns and strategies.Kyle has worked with companies such as Ruth Chris Steak House, Interactive Intelligence and Make a Wish Foundation.

Andrew Sipes is a CPA in South Bend Indiana . He has been preparing taxes for 16 years and owns a Liberty Tax Service. Andy is also a partner in a CPA practice with his father. He graduated from Indiana University at Bloomington and has been married to his wife Kim for almost 17 years. In his spare time he volunteers at his church and plays hockey. Andy will help answer your tax questions and how some of the changes in 2010 will directly affect you.

Jonathan Chevreau joined the Financial Post in 1993 and has been its personal finance columnist since 1996. He has authored or coauthored eight financial books, including the Smart Funds Guides and The Wealthy Boomer. His most recent is the financial novel, Findependence Day. He blogs at wealthyboomer.ca and has participates regularly on Twitter, where he posts as @JonChevreau and manages the Wealthy Boomer and Findependence Day Twitter lists, among others. He has a B.Sc. from the University of Toronto and an M.A. in Journalism from the University of Western Ontario. He lives in Long Branch, Ont. with his wife and teenaged daughter.

Len Fox is the author of "Recipe Investing". He has some simple, yet unique ideas for actively managing your long term savings. Len wrote his easy-to-read book, which compares investing to using recipes for cooking. His idea was to help the average investor to become a more effective manager of their resources while minimizing their risk. Help your New Year get off to a great start with Len Fox!

Carlos Frank was one of my first guests last summer, and he has some great ideas to help you save money in 2010. Carlos has spent nearly 10 years as a banker in Charlston, SC. His knowledge of how banks work can help you SAVE! He has authored 2 books, "101 Ways To Save Money" and "Rich Grad, Poor Grad", and helps people as a personal financial coach and professional speaker. We are excited to have him back as a guest to help all of us get the New Year off to a great start!