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A Penny or Two for Your Thoughts
Podcast

A Penny or Two for Your Thoughts

61
0

A Penny or Two for Your Thoughts was created by two moms, two marketers, two women new to the financial industry who had a lot of questions. Banking and finances can be emotional and sometimes it's hard to ask questions we think we should know. That is where Chantel and Liz jump in asking all the questions, hoping they can help listeners along their financial journey. The episodes are interview-style with knowledgeable local guests. Each episode carries fantastic subject matter expertise that is easy to understand and relatable; sprinkled in with humor to engage listeners with a smile or a chuckle or two! We also end each episode by asking the guest to leave listeners with a Penny or Two for Their Thoughts which would be the key takeaways they would like the listeners to remember.If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.orgFollow Centris on Social!Facebook | Instagram | Twitter | LinkedInThis is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or the Hurrdat Media YouTube channel!

A Penny or Two for Your Thoughts was created by two moms, two marketers, two women new to the financial industry who had a lot of questions. Banking and finances can be emotional and sometimes it's hard to ask questions we think we should know. That is where Chantel and Liz jump in asking all the questions, hoping they can help listeners along their financial journey. The episodes are interview-style with knowledgeable local guests. Each episode carries fantastic subject matter expertise that is easy to understand and relatable; sprinkled in with humor to engage listeners with a smile or a chuckle or two! We also end each episode by asking the guest to leave listeners with a Penny or Two for Their Thoughts which would be the key takeaways they would like the listeners to remember.If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.orgFollow Centris on Social!Facebook | Instagram | Twitter | LinkedInThis is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or the Hurrdat Media YouTube channel!

61
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It's OK Not to Be OK: Workplace Wellness, EAPs & Breaking the Stigma | APOTFYT

Workplace mental health affects every team, every manager, and every employee — but most people still don't know what to say or where to turn. In this episode of A Penny or Two for Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg sit down with a panel of experts to talk openly about recognizing when a coworker is struggling, how to start that conversation, and the resources available to help. Joining the conversation are Molly Woodman, Director of Community Engagement at the Kim Foundation — a Nebraska nonprofit dedicated to suicide prevention and mental health awareness — and Terry Coleman, Clinical Manager at Best Care Employee Assistance Program (EAP), which provides confidential counseling to hundreds of Omaha-area companies and their employees. Centris Federal Credit Union’s own Chrissy Cunningham (Benefits Administrator) and Robin Fredieu (Director of Learning & Development) share how Centris is equipping its people leaders with the training and tools to build a psychologically safe workplace. From warning signs managers should watch for, to why confidentiality in EAP counseling is ironclad, to the simple power of asking "How are you?" — this episode delivers practical, compassionate guidance anyone can use. If you or someone you know needs support, dial or text 988 (Suicide & Crisis Lifeline) or visit bestcare.org and kimfoundation.org for free resources. – About A Penny or Two for Your Thoughts – When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success. Visit us at our website: https://www.centrisfcu.org/a-penny-or... Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY... Apple Podcasts: https://podcasts.apple.com/us/podcast... *Follow Centris on Social Media:* https://www.facebook.com/CentrisFCU https://www.instagram.com/centrisfcu/ https://twitter.com/CentrisFCU https://www.linkedin.com/company/centris-federal-credit-union/ This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or the Hurrdat Media YouTube channel!
Business and industry 2 weeks
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5
38:32

Why Credit Building Matters After Prison - A Powerful Omaha Reentry Story | APOTFYT

What does it really take to rebuild a life after prison?  In this episode of A Penny or Two for Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg sit down with Ivonne Yvonne Martinez, Financial Sales Manager at Centris’ Ames branch in Omaha, and Shane Reilly, Program Director and Development Director of Never Give Up Transitional Living, to talk about recovery, reentry, second chances, and the role financial education can play in helping people move forward.   Shane shares his powerful story of addiction, incarceration, recovery, education, and how he built a new path helping other men returning from prison. Ivonne Yvonne explains how Centris partners with Never Give Up to teach credit, savings, secured loans, and financial basics that help participants build confidence and stability. Together, they unpack why trust, accountability, community, and financial tools matter so much in the reentry process.   The episode also highlights how Never Give Up Transitional Living supports men through structured recovery, housing, credit building, employment support, and skilled-trades training in Omaha. Never Give Up describes itself as an 84-day structured transitional housing program under the nonprofit Good Turn Labor, supporting formerly incarcerated individuals as they reintegrate into the community.   Learn more about Centris at centrisfcu.org and more about Never Give Up at nevergiveupomaha.org.  – About A Penny or Two for Your Thoughts – When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success.     Visit us at our website: https://www.centrisfcu.org/a-penny-or... Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY... Apple Podcasts: https://podcasts.apple.com/us/podcast... *Follow Centris on Social Media:* https://www.facebook.com/CentrisFCU https://www.instagram.com/centrisfcu/ https://twitter.com/CentrisFCU https://www.linkedin.com/company/centris-federal-credit-union/ This is another Hurrdat Media Production.     Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel! 
Business and industry 1 month
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0
6
39:51

How to Build Career Capital and Grow at Work With Confidence | APOTFYT

What if the best career advice isn’t “follow your passion,” but build your career capital instead? In this episode of A Penny or Two for Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg sit down with Brittany Welch, senior learning and development specialist and career coach at Centris, and Alma Corrales, a vault teller at Centris who helps train new team members, to talk about what actually creates long-term growth at work. They break down how career capital is built through skills, experience, reputation, curiosity, and stretch opportunities. The conversation covers confidence, communication, public speaking, networking, mentorship, and the small “micro-deposits” that compound over time into bigger opportunities. Brittany also explains what it looks like to overspend your career capital, while Alma shares how asking questions, taking initiative, and saying yes to uncomfortable growth moments helped shape her path. If you’ve ever felt stuck, plateaued, or unsure what your next move should be, this episode offers a practical and honest way to think about career growth right now. Learn more at CentrisFCU.org or call 402-334-7000. – About A Penny or Two for Your Thoughts – When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success. Visit us at our website: https://www.centrisfcu.org/a-penny-or... Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY... Apple Podcasts: https://podcasts.apple.com/us/podcast... *Follow Centris on Social Media:* https://www.facebook.com/CentrisFCU https://www.instagram.com/centrisfcu/ https://twitter.com/CentrisFCU https://www.linkedin.com/company/centris-federal-credit-union/ This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel! #centrisfcu #careerdevelopment #careergrowth #professionaldevelopment
Business and industry 2 months
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0
2
52:30

Credit Unions for Kids: How Community Donations Make a Big Local Impact | APOTFYT

How can something as simple as using your debit card make a real difference for local kids? In this episode of A Penny or Two for Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg sit down with Diane Cruz, assistant vice president, retail financial services at Centris Federal Credit Union, and Jane Phillips, director of development at Children’s Nebraska Foundation to talk about Credit Unions for Kids, benefiting Children’s Miracle Network, and how Centris members can help support children and families right here in Nebraska.    They discuss how local fundraising supports programs like child life services, pet therapy, the Rainbow House, and new hospital innovation projects. They also share the story of Ryker, a Children’s Miracle Network Champion, and explain why community giving through credit unions creates such a powerful local impact.    Learn more about Centris at centrisfcu.org or connect with Children’s Nebraska Foundation at https://www.childrensnebraska.org/give to support their mission. Centris Federal Credit Union serves communities across Nebraska and helps members improve their financial wellness while investing in causes that matter locally.    – About A Penny or Two for Your Thoughts – When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success.    Visit us at our website: https://www.centrisfcu.org/a-penny-or...  Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY...  Apple Podcasts: https://podcasts.apple.com/us/podcast...  *Follow Centris on Social Media:* https://www.facebook.com/CentrisFCU https://www.instagram.com/centrisfcu/ https://twitter.com/CentrisFCU https://www.linkedin.com/company/centris-federal-credit-union/   This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 2 months
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0
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29:09

Your Personal Brand Starts Before You Speak (Here’s How to Own It) | APOTFYT

Two moms, two marketers, and a topic that affects your career before you even say hello. In this episode of A Penny or Two for Your Thoughts, Chantel Windeshausen and Liz Malmberg talk personal branding and what it really means beyond clothes. They’re joined by former Centris teammate Katie Braga, now a personal stylist and certified color consultant, to unpack how your presence, body language, consistency, and even what you wear can shape trust, credibility, and opportunity. You’ll get practical ways to define how you want to be perceived, show up stronger on Zoom, and build confidence that feels authentic instead of forced. 00:00 A Penny or Two for Your Thoughts kicks off: “man colds,” moms, and real-life chaos 04:03 Meet Katie Braga: former Centris teammate turned personal stylist + color consultant 10:43 What is personal branding? How you’re perceived at work (beyond outfits) 12:45 Misconceptions about personal brand: it’s not just for executives 14:18 Confidence before you speak: body language, presence, and credibility cues 15:26 Imposter syndrome + standing out: stop shrinking to “fit in” 20:43 Personal brand on Zoom: camera-on trust, communication, and virtual presence 28:24 Leadership + growth: clarity builds trust, trust creates opportunity (key takeaway + shoutout) – About A Penny or Two for Your Thoughts –   When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success.   Visit us at our website: https://www.centrisfcu.org/a-penny-or...     Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY...   Apple Podcasts: https://podcasts.apple.com/us/podcast...      *Follow Centris on Social Media:* https://www.facebook.com/CentrisFCU   https://www.instagram.com/centrisfcu/   https://twitter.com/CentrisFCU    https://www.linkedin.com/company/centris-federal-credit-union/    This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 4 months
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0
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49:03

7 Omaha Nonprofits Changing Lives: Mental Health, Food Security & Housing Support | APOTFYT

This Giving Tuesday episode brings together seven incredible organizations making a real difference in the Omaha community. Hosts Chantel Windeshausen and Liz Malmberg, along with Centris Vice President of Community Relations, Dawn Gonzalez, sit down with five of the seven 2025 Centris Community Impact Grant winners to discuss their missions and the lives they're changing. Hear from Emily Moser of Ronald McDonald House Charities about providing a home-away-from-home for families with critically ill children. Representatives from Project Harmony's Connections program, Kodjovi and Joanna, discuss bringing school-based mental health therapy and expressive arts groups to Omaha-area students. Amy Krause and Leigh Sitenauer from Bags of Fun share how they deliver joy to kids battling serious illnesses. Melissa Nelson of Neighborgood explains how their market-choice pantry fights food insecurity in Sarpy County. And, Melissa Glenn from the Builder Foundation discusses training the next generation of construction trade specialists. Plus, hear about the homes Habitat for Humanity North Platte and Volunteers Assisting — two additional grant recipients unable to join but making equally important impacts. Bags of Fun Omaha: https://bagsoffunomaha.org/ The Builder Foundation: https://builderfoundation.org/ NeighborGood: https://neighborgoodpantry.org/ North Platte Area Habitat for Humanity: https://www.nphabitat.org/ Project Harmony Child Advocacy Center: https://projectharmony.com/ Ronald McDonald House Charities Omaha: https://rmhcomaha.org/ Volunteers Assisting Seniors (VAS): https://vas-nebraska.org/ – About A Penny or Two for Your Thoughts – When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success. Visit us at our website: https://www.centrisfcu.org/a-penny-or... Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY... Apple Podcasts: https://podcasts.apple.com/us/podcast... *Follow Centris on Social Media:* https://www.facebook.com/CentrisFCU https://www.instagram.com/centrisfcu/ https://twitter.com/CentrisFCU https://www.linkedin.com/company/centris-federal-credit-union/ This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 6 months
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0
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53:25

40k Lost in Minutes: Tech Support Scams, AI Threats, and Protecting Your Kids Online | APOTFYT

On this episode of A Penny or Two for Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg sit down with fraud experts Ashley “Ash” Goodsell (Senior BSA Fraud Investigator at Centris), Michelle Vybiral (Assistant Vice President of Strategic Risk Management at Centris), and Deputy Michael P. Dechellis from the Douglas County Sheriff’s Office to tackle the scams hitting families hardest in 2025. From sextortion targeting teens with AI-manipulated images, to tech-support “refund” hoaxes draining thousands from seniors, to Nebraska’s new LB 609 crypto ATM law that could help victims get back stolen funds, this episode gives you practical tools to spot red flags and protect the people you love. With clear tips, emotional real- world stories, and insider expertise, you’ll walk away ready to shut down scammers and keep you and your money safe. – About A Penny or Two for Your Thoughts – When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success. Visit us at our website: https://www.centrisfcu.org/a-penny-or... Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY... Apple Podcasts: https://podcasts.apple.com/us/podcast... *Follow Centris on Social Media:* https://www.facebook.com/CentrisFCU https://www.instagram.com/centrisfcu/ https://twitter.com/CentrisFCU https://www.linkedin.com/company/centris-federal-credit-union/ This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 8 months
0
0
0
58:53

Closing a Credit Card HURTS Your Score?! (Myth vs Fact) | APOTFYT

Taylor Swift and Travis Kelce’s engagement may have “broken the internet,” but hosts Chantel Windeshausen and Liz Malmberg are here to bust an even bigger set of myths: your credit score. In this episode of A Penny or Two for Your Thoughts (produced by Centris Federal Credit Union and Hurrdat Media), Chantel and Liz welcome Centris AVP and longtime credit expert Ron VanSkiver for a playful yet practical “Mythbusters” spin on all things credit. From whether checking your score will hurt it, to why closing a card can backfire, to how one $25 subscription mistake dropped a score 100 points, the conversation mixes humor, family stories, and real-world money lessons you can use right now. 00:00 Cold open — producer Rico, tequila jokes & pre-show banter 00:25 APOTFYT intro — hosts Chantel Windeshausen & Liz Malmberg 00:52 Taylor Swift & Travis Kelce engagement “breaks the internet” 02:09 Back-to-school life: five-year-old fatigue & senior-year feels 05:05 Credit Score “Mythbusters” — today’s game plan 05:30 Guest intro: Centris AVP Ron Van Schuyver (39 years in finance) 06:27 Fun fact & branch leadership; agribusiness degree 06:55 Welcome Ron — virtual setup & vibes 08:06 What is credit? Why it matters for cars, homes & rates 09:46 How credit scores impact approvals and interest rates 10:56 Why credit myths persist & what lenders actually look for 11:22 Myth #1: Does checking your own credit score lower it? (soft pulls) 13:39 Myth #2: Should you carry a balance to build credit? (30% utilization) 15:49 Adulting & the “free pizza” credit-card cautionary tale 16:34 Myth #3: Will closing a credit card hurt your score? (utilization & age) 18:41 Myth #4: Does your income affect your credit score? 20:19 Myth #5: Can you fix bad credit overnight? (HELOC/restructure tips) 22:49 Myth #6: Do paid-off loans vanish from your report? (7 vs 10 years) 24:00 Myth #7: Is there only one true credit score? (models vary) 24:28 How lenders choose which bureau/model to use 26:05 Myth #8: Do debit cards build credit? 26:53 Myth #9: Can one late payment tank your score? ($25 subscription story) 29:30 Myth #10: Is all debt bad? (using “good debt” to build a life) 31:01 Myth #11: Is there a credit blacklist? (how decisions are made) 32:31 Myth #12: Can you control your credit score? (influence vs control) 33:25 Myth #13: Will your score drop when you pay something off? 34:40 Myth #14: Do hard pulls wreck your score? (~5 points & timing) 37:22 Takeaway — Ron’s credit playbook: moderation & smart borrowing 39:07 Shout-outs, socials & subscribe 40:29 Book an appointment with Centris FCU & outro – About A Penny or Two for Your Thoughts – When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success. Visit us at our website: https://www.centrisfcu.org/a-penny-or... Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY... Apple Podcasts: https://podcasts.apple.com/us/podcast... *Follow Centris on Social Media:* https://www.facebook.com/CentrisFCU https://www.instagram.com/centrisfcu/ https://twitter.com/CentrisFCU https://www.linkedin.com/company/centris-federal-credit-union/ This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 9 months
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0
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40:50

Facing Repossession? Here's What to Do Before It's Too Late

In this episode of A Penny Or Two For Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg are joined by returning guest Andy Manthei of GreenPath and Centris' own James Moon to unpack the emotional and financial reality of repossession, bankruptcy, and recovery. From understanding the warning signs of financial hardship to what happens when your car is repossessed, this candid conversation blends humor, empathy, and hard-won wisdom. Whether you're struggling with debt or simply want to feel more confident about your finances, this episode delivers practical steps, emotional support, and that all-important reminder: you're not alone! If you have any questions for our subject matter experts, send them our way to pennyforyourthoughts@centrisfcu.org. – About A Penny or Two for Your Thoughts – When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success. If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 11 months
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0
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51:41

The Power of Yes: Transformative Career Journeys in Finance

In this inspiring episode of A Penny Or Two For Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg sit down with Brittany Welch and Jimmy Chavez for a powerful conversation on career pivots, personal growth, and finding purpose in the workplace. From overcoming imposter syndrome to saying “yes” to unexpected opportunities, Brittany shares how she built a successful career at Centris Federal Credit Union without following a traditional path. Meanwhile, Jimmy opens up about his journey from military life to financial services—and why he's now returning to school to pursue a degree in HR. If you're feeling stuck, curious, or ready for change, this episode offers real advice and inspiration you won’t want to miss. If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 12 months
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0
0
50:38

Financial Expert Explains Why the 2025 Economy Feels So Uncertain

In this episode of A Penny or Two for Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg sit down with Dr. Jennifer A. Davidson—Associate Professor of Practice in Economics at the University of Nebraska–Lincoln and President of the Nebraska Council on Economic Education—to unpack the current economic landscape. Dr. Davidson describes the 2025 economy as “depressing,” citing declining GDP, volatile markets, and wavering consumer confidence. Despite the gloom, she offers practical advice on budgeting, saving, and maintaining mental wellness during uncertain times. From grocery hacks and subscription cuts to the “barbell approach” of balancing optimism with preparation, this episode delivers actionable insights for anyone navigating financial stress.   When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success.   Visit us at our website: https://www.centrisfcu.org/a-penny-or...      Listen to our Podcast on: Spotify: https://open.spotify.com/show/6Lf8gGY...    Apple Podcasts: https://podcasts.apple.com/us/podcast...       You can listen to the "Econ is Life" podcast on the following platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/econ-is-life/id1790066490 Spotify: https://open.spotify.com/show/5toHYz2k2fAC1ebEAvGpfd Buzzsprout: https://www.buzzsprout.com/2440742/episodes   If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 1 year
0
0
0
31:20

Teaching Kids to Budget: The Program Changing Young Lives

Join hosts Chantel Windeshausen and Liz Malmberg for a powerful new episode of A Penny or Two for Your Thoughts, where they welcome Deb Denbeck, President and CEO of Partnership for Kids, and Dawn Gonzales, Vice President of Community Relations at Centris Federal Credit Union. Together, they explore how financial literacy programs, such as Mad City Money, are transforming young lives and equipping students with lifelong financial skills through hands-on education and mentorship. The conversation covers everything from teaching budgeting and savings to students as young as sixth grade, to success stories of program graduates who have become doctors, lawyers, and community leaders. The episode also introduces Centris’s new Financial Education Center, Enrich — an interactive, personalized tool to support financial wellness for all ages. If you're passionate about empowering youth through education, this is an episode you don’t want to miss. If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 1 year
0
0
0
46:18

Financial Wellness Tips: Small Changes, Big Impact!

In this episode of A Penny or Two for Your Thoughts (S3 E12), we dive into financial wellness, money management, and the power of empathy in finance with Andy Manthei, Change Cultivator at GreenPath Financial Wellness, and Brittany Piernicki, Learning and Development Specialist at Centris Federal Credit Union. We discuss why financial stress impacts mental and emotional well-being, how small steps can create long-term financial stability, and why empathy is crucial when helping others with money matters. Plus, we explore practical tools like Centris' Round-Up feature, savings strategies, and resources available to anyone looking to improve their financial future. Whether you're struggling with debt, looking to build savings, or simply want to feel more financially secure, this episode is packed with expert insights and actionable advice. If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
Business and industry 1 year
0
0
0
34:59

RV & Camper Buying SECRETS at the Omaha Boat, Sports & Travel Show!

In this exciting episode of A Penny or Two for Your Thoughts, join hosts Chantel and Liz as they dive into the world of RVs and camping with two special guests: Clint Ingalls, Finance Manager at Leach Campers, and Rick Seaman, Vice President of Indirect Lending at Centris. Discover the ins and outs of financing your dream camper, learn about the upcoming Omaha Boat, Sports, and Travel Show, and get insider tips on what to consider when purchasing an RV. Clint shares his memorable experience on Wheel of Fortune, while Rick discusses the unique partnership between Centris and Leach Campers. Whether you're a seasoned camper or a first-time buyer, this episode is packed with valuable insights and a few laughs along the way! If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel! 00:00 Welcome Back To A Penny Or Two For Your Thoughts! 02:07 Introducing Special Guests: Clint Ingalls and Rick Seaman  03:55 Clint Ingalls' 'Wheel of Fortune' Experience  09:10 Previewing the 2025 Omaha Boat, Sports & Travel Show  14:28 Navigating RV Financing with Centris Federal Credit Union  19:16 Avoiding Common Mistakes When Purchasing a Camper/RV  20:52 Exploring Flexible Camper Financing Terms  21:19 Addressing Camper Maintenance and Service Concerns  21:31 Benefits of Mobile Mechanic Services for RV Owners  22:28 Discovering Luxury Features in Modern Campers  22:53 Part-Time vs. Full-Time RV Living: What You Need to Know  23:09 Selecting the Perfect Camper for Your Needs  24:33 Integrating E-Bikes and Maximizing Camper Storage  25:11 Highlights and Attractions at the Omaha RV Show  26:09 Understanding Different Classes of Drivable RVs  26:39 Vehicle Requirements for Towing Different Camper Types  28:20 Mastering the Art of Backing Up Your Camper  30:02 Latest Innovations in the 2025 RV Models  36:54 Exclusive Discounts and Offers at the RV Show  39:25 Conclusion and How to Contact the Experts 
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40:35

Year in Review

A Look Back at 2024 Description: Chantel, Liz and Kahm sit down and chat about all of the great podcast episodes and insights gathered from this past year. From their discussions around mortgages, insurance, and cybersecurity to the Centris Grant program and budgeting, they covered a lot in this past year. Not to mention, won an award in education for their podcast. If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
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26:51

Budgeting Basics

We chatted with two of our Centris experts — Kerry Duff, digital lending specialist, and Kyle Bonin, lead financial services representative — about setting up a budget, managing it, and how to stick with it. They work with our members every day to help them reach their financial goals and share some great insights in this episode on all things budgeting … and ice cream.   If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
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37:58

How to Set Yourself Up for Success

We had the wonderful opportunity to chat with two guests — PK Kopun, mortgage loan originator at Centris and Diane Cruz, assistant vice president, retail financial services — who have recently had amazing accomplishments. PK won mortgage professional of the year and Diane graduated with her master’s degree in organizational performance. They discuss how they juggled family, work and everything in between to achieve their goals. If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
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50:02

It’s International Credit Union Day!

International Credit Union Day is a day to raise awareness about the tremendous work that credit unions and other financial cooperatives are doing around the world. Our CEO and president, Steve Swanstrom, and our executive vice president and CFO, Tom Huston, joined us on the podcast to chat about the importance of the credit union movement during an election year, the impacts an election year has on the financial industry and what steps we can take to be financially prepared no matter what the outcome.   If you’d like to support the ongoing advocacy efforts for credit unions, visit americascreditunions.org and click the Advocacy tab If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
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28:37

Ongoing Learning and Development in Your Career

We had the pleasure of sitting down and chatting with our manager of learning and development, Robin Fredieu and our senior learning and development specialist, Brittney Welch, to talk about how people can enhance their skills and grow in their careers with learning and development opportunities. If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
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39:57

The Positive Impacts Of Community Grant Programs

We had the privilege of chatting with Dawn Gonzales, Vice President of Community Relations at Centris and Lee Denker, Executive Director with the Papillion LaVista Community School Foundation and one of nine grant recipients from the 2023 Centris Community Grant Program, about the amazing impacts grant programs can have on our communities. The Centris 2024 Community Grant Program is accepting applications from Aug. 19, 2024 through Aug. 31, 2024. Click here for more details: https://www.centrisfcu.org/centrisgrantapplication/ If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.org Follow Centris on Social! Facebook | Instagram | Twitter | LinkedIn This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
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36:37
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