Brick to the Future: Property Investment Show

In this episode, we sit down with Alex and Awhina, a young couple whose story proves that small, smart decisions can completely change your future. After moving from New Zealand to Perth with their son, Alex and Awhina set out to build a better life, one that could lead to financial freedom and an early retirement at 40. With clear goals and a willingness to do things differently, they started their property investing journey with OpenCorp. But it didn’t stop there. By sharing their story and encouraging friends and family to start investing too, they’ve helped others get on the same path to long-term wealth creation. As proud members of the OpenCorp Ambassador Club, Alex and Awhina recently visited us in Melbourne to talk about their experience, and as a thank you, we treated them to the biggest game of the AFL season. 🏉 Their journey is honest, inspiring, and full of lessons about mindset, action, and the power of sharing what works. In this episode: The moment Alex and Awhina decided to change direction How they built a plan to achieve financial freedom by 40 What it means to “do things differently” in property investing The ripple effect of sharing your story and helping others invest Why community and education matter as much as strategy Listen Now: Tune in and hear how one couple turned bold decisions into a life they love. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

In this powerful episode, Cam and Michael sit down with Matt Bellomia, a FIFO worker from Perth who transformed his financial future through disciplined investing and the right guidance. Mathew’s story spans more than a decade, from early mistakes in mining towns to building a multi-property portfolio across Queensland and Western Australia. His journey is proof that everyday Australians can achieve lasting wealth through education, strategy, and persistence. What you'll learn: - The power of starting with strategy - Compounding, consistency, and the long game - Discipline over regret - How OpenCorp's system made the difference Key takeaways: Education Matters: Investing without guidance can cost years of grwoth Stick to the fundamentals: Right area, right time, right structure Mindset is everything: Focus on where you want to be in 5 years, not tomorrow Trust the process: Even through market cycles and building delays, the strategy works Discipline beats comfort: Sacrifices today create freedom tomorrow Quote of the episode: “I didn’t finish high school, I left at sort of like, you know, year 11. So it was never really like an academic. All I knew was I just was good at working hard. So yeah, it was probably like the first real book I read from start to finish. And yeah, I’ve actually recommended that book to a few other people.” - Mathew Bellomia Whether you're starting out or scaling up, OpenCorp can help you build your property portfolio with confidence and proven results. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

In this episode of Brick to the Future, hosts Allister Lewison and Michael 'Boz' Beresford dive deep into the Home Guarantee Scheme, a government initiative aimed at helping first home buyers enter the property market. While investors can’t use the scheme directly, the ripple effects could significantly influence investment opportunities, especially at the affordable end of the market. They unpack how changes to income and price caps, coupled with surging population growth, are likely to turbocharge demand, push up entry-level prices, and spark a bottom-up market recovery. Whether you’re a first-time buyer or a seasoned investor, this conversation breaks down what’s happening, why it matters, and how to position yourself for growth. Key discussion points: What the Home Guarantee Scheme is, and isn't Policy updates that change the game Flow-on effects for investors Population growth vs. housing supply Investor mindset and timing Key takeaway:  Even though the Home Guarantee Scheme isn’t designed for investors, it’s one of the most investor-friendly policy shifts in years, because it fuels demand, compresses supply, and accelerates market confidence. Now is the window to act before prices start moving from the bottom up. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

In this episode of Brick to the Future, we tackle the hot topic of buying property at auction and whether it stacks up as a smart investment strategy. With clearance rates climbing and media headlines fuelling buyer FOMO, Michael Beresford and Alister Lewison unpack the realities of auctions, from underquoting debates to the risks of overpaying. They share why auctions often make poor ground for investors and what strategies can help you buy smarter without getting caught in the hype. Highlights: Auction Sentiment and Market Heat: Boz and Al break down why Melbourne’s clearance rates are up, what that really signals, and why auctions can be misleading as a measure of true supply and demand. The Underquoting Debate: A candid take on why complaints about underquoting miss the point and why doing your own due diligence beats relying on an agent’s price guide. Why Auctions Don’t Suit Investors: Clear analogies (including the $2 petrol example!) show how winning at auction usually means overpaying, which contradicts the core principles of smart investing. Optimum Size and Quality: Insights into buying below the median price point with the right floorplan and demographic fit to maximise rental return, tax benefits, and long-term growth. Life is for Living: Why managing cash flow smartly lets you hold more properties with less stress and why boring, repeatable investing strategies often outperform the auction rollercoaster. Final Takeaway: Auctions may make for exciting TV, but investors should stick to proven, disciplined buying strategies to build sustainable wealth Thanks for tuning in! If you found this episode valuable, share it with your friends and family. Stay tuned for more practical insights on building wealth through property. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

High school teacher, competitive bodybuilder, and proud dad - OpenCorp client, Tyler never thought property investing was for “people like him.” Growing up with a traditional mindset of buying one home and paying it off, it wasn’t until the COVID lockdowns hit that Tyler paused, reflected, and began digging into how everyday Australians build wealth through property. After discovering OpenCorp’s Brick to the Future podcast and running the numbers on his own home’s equity, Tyler took the leap and hasn’t looked back. In this episode, Tyler opens up about the fears, delays, and doubts he and his wife faced along the way and how their first investment now brings in $1,800/month in positive cash flow. Whether you’re a young couple wondering if you can invest, or someone who thinks property is out of reach without a six-figure salary, this conversation is proof that mindset, education, and the right team can change your future. Watch: https://youtu.be/aYjZxQ0XpDs Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

In this episode of Brick to the Future, Cam McLellan sits down  business partner Michael Berisford to tackle one of the biggest questions aspiring investors face: “How do I get started?” From jaw-dropping stats (like the 60% of people who don’t know how much debt they have) to practical money strategies, Cam and Michael break down what it really takes to go from stuck to successful. You’ll learn: Why understanding your true income and debt is non-negotiable How unused credit cards could be silently sabotaging your borrowing power The spending habits that might be holding you back—and how to reset them Creative ways to accelerate your deposit savings (including Cam’s $500 challenge with his daughter) Why sacrifice now equals speed into the market later The timeless 10% savings principle, and how to make it work for you This isn’t just theory, it’s the same strategy used by OpenCorp clients, including millennials making smart moves in today’s tough market. Whether you're a want-to-be rentvestor, a first-timer, or just tired of sitting on the sidelines, this episode is your wake-up call to take action. Listen now to take your first confident step toward property investment. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

Client success storey: In this episode, Khaysan shares her journey from growing up in a caravan park to building a property portfolio that now costs her just $94 a week to hold. She shares her storey of resilience, a clear plan, and OpenCorp’s structured guidance helped her leverage equity, buy multiple properties, and invest confidently despite setbacks and interest rate challenges.  Khaysan also explains her role as a Portfolio Manager, helping clients stay accountable, cut through media noise, and time their next moves so they can grow their portfolios faster while still enjoying life. A practical, inspiring discussion showing everyday Australians how to take action and build wealth without waiting for the “perfect time.”  Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

In this episode of Brick to the Future, OpenCorp CEO, Al Lewison chat's with Portfolio Manager Khaysan, on how strategic tax planning can help property investors reduce costs and grow portfolios faster.  Khaysan highlights how powerful strategic tax planning can be, citing a real client who reclaimed $43,000 over two years due to expert intervention.   The episode offers actionable advice, including differentiating repairs vs. improvements and securing depreciation schedules. With real examples and tips, the conversation empowers listeners to leverage tax benefits, build lasting wealth, and avoid common financial missteps in property investment.  Other practical tax tips discussed include: Maintaining organised property records (folder per property, per year) Understanding the difference between repairs (deductible) vs. improvements (capitalised) The importance of depreciation schedules Prepaying eligible expenses like landlord insurance Having a trusted, experienced team who has achieved similar investment goals Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

In this episode of Brick to the Future, Cam, Al and Matt discuss the impact of global tariffs, particularly on Australian exports and property markets. Key points include: Tariffs and Their Impact: The hosts discuss U.S. tariffs, particularly on goods like beef, iron ore, and cars. Tariffs lead to increased costs for American consumers and affect supply chains, which creates uncertainty in global markets, including Australia's economy. Uncertainty and Market Reactions: The discussion emphasises that uncertainty often leads to government responses, such as interest rate cuts and economic stimulus, which can lead to buying opportunities in the property market. Historically, periods of uncertainty have resulted in significant property market gains, such as during the GFC and COVID-19. Current Market Outlook: Despite global uncertainties, there is a strong outlook for the Australian property market, driven by potential interest rate cuts and the stimulus provided by government policies. The hosts highlight that the property market is poised for growth, particularly in Victoria, where housing prices are currently undervalued. Investment Strategies: The hosts encourage listeners to view uncertainty as an opportunity, noting that downturns often lead to long-term gains for property investors. They mention that now could be a prime time to invest, as interest rates are expected to fall, increasing borrowing capacity and fueling further market activity. Historical Perspective: The conversation reflects on how past periods of uncertainty, such as during the introduction of GST and the GFC, led to profitable property investments, reinforcing the idea that investing during uncertain times can yield high returns. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

With Australia heading into another federal election, what does this mean for the property market—and more importantly, for property investors? In this episode of Break to the Future, Matt, Cam, and Al unpack what the major parties are promising (or not), and how their policies could impact investor confidence, housing supply, negative gearing, and affordability schemes. Expect no sugar-coating—just real talk on: - Why elections create both fear and opportunity - Liberal vs. Labor vs. Greens: What really separates them on housing? - Why housing undersupply isn’t going anywhere - The truth about negative gearing (and who really benefits) - What renters, first-home buyers, and investors need to watch Whether you’re buying, holding, or just watching the market—don’t miss this breakdown of what the next government might mean for Australian property. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

In this episode of Brick to the Future, we sit down with Tanya—a single mum, corporate high-performer, and now, a confident property investor. After facing the financial reset of divorce, Tanya knew she couldn’t afford to wait for the “perfect time” to start building wealth. With determination and the right support from the team at OpenCorp, she took action—and hasn’t looked back. Tanya shares how she overcame fear, self-doubt, and market uncertainty to purchase her first investment property in Perth, later expanding her portfolio through a self-managed super fund.  She opens up about the emotional journey behind the numbers, from questioning whether she could invest solo, to the moment she received her first rental payment—a powerful milestone in her path to financial independence. Whether you're new to investing, navigating life changes, or looking to take control of your financial future, Tanya’s story is packed with inspiration, strategy, and proof that it’s never too late to start. Tune in to hear how she’s building real wealth—not hype—and setting a powerful example for the next generation. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

In this episode, Cam McLellan joins Canna and Michael on the "How Do They Afford That?" Podcast. The discussion delves into one of Australia's top 10 lenders, Bank of Mum and Dad, exploring the strategies and stigma. With property prices soaring, the amount needed for a deposit has climbed too. And that's left many people with no option but to turn to the Bank of Mum & Dad. Parental assistance to get into the property market has grown, and yet there's a stigma around it - a stigma that doesn't exist for inheritances. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

Cam McLellan & Allister Lewison discuss the pros and cons of buying new versus established properties for investment purposes. The key takeaways include: Why People Prefer Established Properties Visual Appeal – Buyers are drawn to what they can see, such as a well-maintained house with a nice garden. Emotional Connection – Buyers feel comfortable with the ability to physically inspect and envision themselves in the home. Fear of Construction Issues – Concerns about builder reliability, project delays, and unexpected costs deter some buyers from choosing new builds. Why New Builds Are a Better Investment Lower Maintenance Costs – New homes require fewer repairs, whereas older homes often have unexpected expenses within months of purchase. Higher Rental Yield – New properties tend to attract tenants faster and command higher rental income. Stamp Duty Savings – Buyers only pay stamp duty on the land value, making upfront costs lower. Depreciation Benefits – Tax advantages from depreciating fixtures and fittings help investors reduce taxable income and offset holding costs. Cash Flow Control – With new builds, costs are more predictable, reducing financial strain on investors. Avoiding Overcapitalisation Investors should avoid building excessively large homes that won’t yield proportional increases in rent or resale value. The optimal property size and design for a given area is crucial for maximising returns. OpenCorp applies data-driven methods to ensure clients don’t overspend on unnecessary features. Lessons from Experience Cam shares a personal anecdote about a past investment mistake involving a poorly planned development that led to unnecessary expenses. Learning from such experiences has allowed OpenCorp to refine their investment strategies, ensuring clients make smarter financial decisions. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

Unlocking Property Investment Secrets: Your Audio Book! Discover the keys to Australian property investment success in bestseller, My Four-Year-Old, the Property Investor. With over 120,000 copies sold, this audiobook offers: Clear understanding of Aussie property investment 3 easy steps to find top-notch investments Tools & checklists to reduce risk & boost returns OpenCorp's Author Cam McLellan, a successful property investor, businessman and father, shares his knowledge that has allowed him the option to retire in his 30s, build a substantial property portfolio and found a number of companies that feature in five BRW fast growth lists. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

OpenCorp Founders, Matt Lewison, Cam McLellan and Allister Lewison unpack the recent rate changes and the impact this will have on the Australian Property Market.  Interest Rate Cuts and Their Impact: A reduction in interest rates will increase borrowing power, making it easier for individuals to borrow more money. This will lead to increased competition among buyers, especially in the lower end of the property market. Inflation and Sentiment: Inflation measures the increase in the cost of goods, and the Reserve Bank targets inflation at 2-3%. As inflation comes under control, the likelihood of interest rate cuts increases, boosting market sentiment and consumer confidence. Property Market Dynamics: The property market is driven by supply and demand, with a long-term undersupply of affordable housing in Australia. As borrowing capacity improves, buyers can afford to pay more, potentially driving prices up. Borrowing Capacity and Housing Affordability: A 0.25% rate cut could allow someone borrowing $600,000 to save $1,500 annually, or borrow up to $30,000 more. This could make it easier for first-time buyers to enter the market. Competition and Price Growth: With more people able to afford homes, competition at the entry level of the market will increase, driving up prices. As the auction clearance rate rises, enthusiasm will build, leading to broader price growth. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

Al and Cam unpack the challenges and strategies for couples investing in property together. Key points include: Unified Approach in Decision-Making: Both partners must participate in property investment discussions to align on goals and overcome doubts. OpenCorp has a strict policy of not engaging with individuals whose partners are not involved in the process. Driver vs. Passenger Dynamic: In most relationships, one partner drives the decision-making, while the other may be hesitant or skeptical. Skepticism arises from internal fears (e.g., perceived risk, affordability) and external challenges (e.g., obtaining finance). Overcoming Objections: Common objections include fear of debt, lack of time, skepticism about property markets, and misconceptions that investing is only for wealthy individuals. Education and understanding the process are crucial to dispel fears and build confidence. Shift in Roles Over Time: Initially hesitant partners often become active participants after seeing positive results, even taking the lead on subsequent investments. Affordability and Accessibility: The podcast emphasizes that property investment is accessible to everyday Australians and doesn’t need to significantly impact lifestyle if done strategically. Call to Action: Couples are encouraged to learn, align, and work together to achieve financial goals, with the suggestion to listen to resources like the podcast for motivation and clarity. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

Last year Cam & Al sat down with Danny Kennedy on The Fitness & Lifestyle Podcast. Just like a personal trainer helps you achieve your health goals with a tailored plan, OpenCorp guides clients through their financial fitness journey.  Whether you're a first-time investor or a seasoned pro, this episode delivers actionable insights to help you take the next step in building wealth: When’s the Best Time to Get in the Market? This discussion sheds light on why waiting for the "perfect moment" may actually cost you. Cam and Al share their thoughts on market cycles, economic conditions, and the power of taking action now to leverage long-term growth. How to Identify a GREAT Property Investment Finding the right property is more than just choosing a good location.  Breaking down the key characteristics of high-performing investment properties, including cash flow, growth potential, and market demand. They also discuss avoiding common pitfalls and costly mistakes when selecting an investment. Why You SHOULD Be Investing in Property From building generational wealth to gaining control of your financial future. Cam and Al tackle common hesitations, explain why property remains one of the safest and most lucrative investment strategies, and share examples of how others have transformed their lives through it. Should You Rent Where You Live? The idea of "rentvesting" is explored as a strategic option for those wanting to live in high-cost areas while investing in more affordable, high-growth markets. Cam and Al explain how this approach allows flexibility while still building wealth through property ownership. How Cam and Al Have Managed to Innovate in Nearly 20 Years of Business Reflecting on OpenCorp's two decades of success, Cam and Al share how they've adapted to market changes, embraced innovation, and stayed ahead of the curve to continually deliver value to their clients. Their journey is filled with lessons on resilience, vision, and staying true to their mission. How Duplicating Your Investment Can Change Your Life OpenCorp's strategy emphasises scalability. They discuss how starting with one property and systematically reinvesting equity can snowball into a portfolio that provides financial security and freedom, offering actionable steps for building a scalable investment strategy. The Importance of Identifying Limiting Beliefs Around Money and Property Fear and self-doubt often hold people back from pursuing their financial goals. Cam and Al unpack common limiting beliefs about money, debt, and property investment, offering advice on overcoming these mental blocks and adopting a growth mindset. Putting a Spotlight on the Alternative to Property Investment (Can You Afford Not To?) The cost of doing nothing is rarely discussed but can have a lasting impact. Cam and Al explore the consequences of inaction, including missed opportunities, rising property prices, and long-term financial insecurity. They make a compelling case for why choosing not to invest may not be an option for those seeking financial freedom. What Does OpenCorp Do for Their Clients? OpenCorp's client-focused approach. From strategic advice and property selection to portfolio management and financial coaching, Cam and Al explain how their services are designed to simplify property investment and set clients up for long-term success. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

Most New Year resolutions fail because they lack actionable steps. Goal setting, coupled with planning, is a more effective approach. With a focus on property investing. Key points include: The Life Quadrants Method: Cam explains his framework for goal setting: Lifestyle: Desired vacations and leisure time. Relationships: Quality time with loved ones. Health: Dedicated time for fitness and well-being. These goals are quantified into a required annual passive income, which guides investment strategies. Personal Experiences with Goal Setting Cam started with a goal of $200,000 in passive income at 19, using property investing as a tool to achieve it. Al used visualisation techniques, like placing reminders around the house, to stay focused. Encouragement for Setting Financial Goals: Clients are encouraged to work backwards from their desired passive income to set a clear investment roadmap. Achieving financial independence requires a combination of a vision, action plan, and commitment to the process. Inspiration Through Hard Work: Cam shares his journey of working multiple jobs to save his first deposit, emphasising that determination and strategic planning make property investment accessible. Listeners are encouraged to set clear goals and take action for financial freedom. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

Sharon's property investment journey with OpenCorp began when a friend shared the book My Four-Year-Old the Property Investor. Inspired by its simple, actionable insights, she reached out to OpenCorp to explore property investing. Since then, Sharon has built a portfolio of three properties through OpenCorp, achieving $448,000 in capital growth since 2018. Key milestones include leveraging equity instead of savings, overcoming the challenge of investing in properties sight unseen, and setting up a self-managed super fund to maximise her returns. She highlights the importance of trusting the process, staying engaged through regular six-monthly reviews, and following OpenCorp’s proven strategies. For Sharon, the ultimate goal is financial independence—living the lifestyle she desires, retiring on her terms, and creating wealth to support her children. Her success has even inspired friends and family to begin their own property journeys. This story is a testament to taking action, trusting expert advice, and staying committed to long-term goals. Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp

Cam McLellan and Allister Lewison share their insights and predictions for the Australian property market in 2025, highlighting key drivers, emerging trends, and practical advice to help property investors kickstart the New Year with confidence. Market Trends: Supply and Demand: A housing shortage and rising immigration are driving prices upward. Interest Rates: Predictions suggest a potential decline in interest rates, which could lead to significant property price growth (1% rate drop = 10% price increase). Affordability Challenges: While inflation eases, high interest rates still limit borrowing capacity. However, property prices continue to rise, even under these constraints. Capital City Analysis: Melbourne: Despite being undervalued compared to Sydney, Melbourne's market is poised for a rebound as investor equity from other cities flows in. Land tax concerns are viewed as minor compared to potential capital gains. Sydney: Serves as a lead indicator for market trends, with strong business-driven growth. Brisbane: Experiencing record buyer activity, indicating a hot market. Perth: Previously avoided by investors but now showing high growth potential due to rental increases and undersupply in specific pockets. Buyer Sentiment: Confidence in property as a long-term investment is rising, driven by positive media narratives and shifting perceptions. Consumer sentiment is at its highest in three years, indicating growing optimism. Predictions for 2025: Strong price growth across all major markets, particularly in Melbourne, Brisbane, and Perth. Investors who act now are likely to benefit significantly, avoiding the regret of missing opportunities. Actionable Advice: The year-end holiday period is an ideal time to plan and prepare for investments. Understand the tangible benefits of property gains (e.g., leveraging equity for further investments or life goals). Facebook: http://www.facebook.com/opencorp Twitter: @OpenCorp_au LinkedIn: https://www.linkedin.com/company/opencorp-au Instagram: @OpenCorp