Evergreen Exchange

In today's podcast, Wealth Consultant, Kaeli Kaainoa, CFP®, sits down with our Senior Analyst, Gherman Howell for a deep dive into the past 18 months for equity markets, focusing on the so-called "Magnificent 7" – Apple, Microsoft, Nvidia, Google, Amazon, Meta, and Tesla. After the rotation to value in 2022, these tech giants reached a trough toward the end of the year, setting the stage for a remarkable recovery. They explore pivotal innovations, such as Microsoft's integration of OpenAI's ChatGPT and Nvidia’s AI-optimized chips, which fueled a resurgence in tech. The discussion highlights the immense influence of the Magnificent 7, now comprising 37% of the S&P 500, and how that stacks up globally. They compare and contrast each company, shedding light on key market sentiments and differentiators.

In our latest podcast, one of Evergreen Gavekal’s seasoned CFP® & CEPA professionals, Kaeli Kaainoa, sits down with our newest hire, Melissa Hilty, an attorney with an LLM in Taxation and over 15 years of experience with the IRS. They discuss her extensive tax expertise, the invaluable lessons learned from her career, and how she will support our clients with her deep knowledge of tax strategy. The conversation highlights risk management by sharing reasons why some ultra-high-net-worth families may get audited. The discussion then dives into effective tax planning strategies, such as implementing Spousal Lifetime Access Trusts (SLATs) in anticipation of the sunset of the Tax Cuts and Jobs Act (TCJA). This episode is a must-listen for anyone looking to optimize their tax strategies and avoid costly mistakes. As always, thanks for listening! This podcast was recorded July 22, 2024.

There are many professional economists who can tell you what is on the horizon for 2024. In this episode of Think Ahead, Kaeli Kaainoa gets Co-CIOs, Jeff Dicks and David Hay, take on what investors should keep an eye on in 2024. Some topics discussed include the upcoming US presidential election and anticipated falling interest rates, rising federal debt, and removing emotions from portfolio decisions, all in our new and more concise interview format. 

On this episode of Think Ahead, Katie Vercio and Kaeli Kaainoa discuss how they advise clients to choose people to name for various roles in their estate plan. This podcast covers Vercio’s recent blog post “A Guide to Advanced Medical Directives”, and goes more in-depth, using real-life examples of successes and challenges when those documents are put in force. Some topics they cover: ·      What are the key elements of an estate plan? ·      What are advanced medical directives, and what are strategies for implementing them? ·      Who should you choose to be agents of your estate? ·      What are a few common mistakes to avoid if you have an estate plan in place? ·      What role does my financial advisor play in my estate plan? ·      What are the consequences if I never create an estate plan? As always, thanks for listening!

In this episode of Evergreen Exchange, Jeff Otis, Director of Private Wealth, interviews Gherman Howell, Senior Analyst, to discuss real estate investment trusts. Some topics they cover: What is a REIT and what areas can it invest in? What does the difference between leases and actual occupancy indicate about the future of office real estate? How has financing worked in the market's favor thus far for office space? What impact may a significant pullback in CRE have on banks? As always, thank you for listening! This was published on October 12th, 2023.

In this episode of Coffee with Evergreen, Jeff Otis, Director of Private Wealth, interviews Jeff Dicks, Co-Chief Investment Officer, to discuss market updates August. Some topics they cover: - 2023 has been an active year for the market. What are some highlights we've seen? -From a macroeconomic perspective, what has been driving the market this year? -How have bonds been performing in the current market, and what are some strategies we've employed their potential? As always, thanks for listening! This episode was recorded on August 2nd, 2023.

In this Deep Dive with Evergreen, our Director of Private Wealth, Jeff Otis, interviews our Director of Financial Planning, Katie Vercio. Together, they discuss college investing strategies. Some topics they cover: College planning can be a large expense. What factors should you consider when planning for education? A few different types of accounts are used to set up college savings funds. What are the types of accounts? How should you choose which to use? Many factors should be considered when determining with which account(s) to fund future college plans. Loans, financial aid, current financial goals, and payment methods are all worth weighing as you move toward this next step. As always, thank you for listening! This episode was recorded on June 13, 2023.

In this episode of Coffee with Evergreen, Jeff Otis interviews co-CIO Jeff Dicks to discuss a very relevant topic: the debt ceiling. The debt ceiling/limit restricts how much the federal government can borrow to pay its bill and how it can allocate funds for future investments. The debt limit has been raised or suspended numerous times to avoid a default by the US government on its debt. However, the US is getting close to reaching that borrowing limit, which, if it does, would be an unprecedented event. Some of the questions they look to answer are: What are the implications if we do default on our debts? Who will see the impacts of these effects? Both parties have different conditions for raising the debt ceiling. What is the difference between them? What happens if a deal is not reached? Can hitting the debt ceiling be avoided without Congressional action? How is Evergreen preparing for this? As always, thank you for listening! This episode was recorded on May 26, 2023.

In this episode of Coffee with Evergreen, Jeff Otis interviews Gherman Howell to discuss an update on the market this month. Some topics they cover: Should investors trust the recent rally? Why do credit spreads not seem to be pricing in a recession? Should investors move from floating- to fixed-rate debt? Which sectors do we think are most attractive in the near- and long-term? As always, thank you for listening!

In this episode of Coffee with Evergreen, Director of Private Wealth, Jeff Otis interviews Tech Contributor, Michael Johnston to discuss the impact of artificial intelligence (AI). Some topics they cover: What is AI? What are the implications of AI on business? How has AI positively impacted the market so far? As always, thank you for listening!

In this episode of Coffee with Evergreen, Director of Private Wealth, Jeff Otis interviews Co-CIO, Jeff Dicks to summarize recent events in the banking industry. Some topics they cover: What events led up to the collapse of Silicon Valley Bank? What actions did the government take to reduce the risk of contagion and stabilize the banking industry? How are client accounts protected at brokerage houses in comparison to banks? As always, thank you for listening!

For this week’s Evergreen Virtual Advisor, we are releasing a podcast with our CEO, Tyler Hay and our Director of Private Wealth, Jeff Otis to discuss the economy and portfolio management. Some questions they look to answer: What economic trends could have a lasting impact on the economy? What are some portfolio management observations you would make in today’s investing environment? What should and shouldn’t investors be doing in today’s economy? As always, thank you for listening!

In this episode of Coffee with Evergreen, Director of Private Wealth, Jeff Otis interviews Tax Director, Kelly Sterling to discuss the 2022 Tax filing season. Some topics they cover: What life is like as a CPA this time of year? What are the updated laws on the Federal side? What are some common mistakes that individuals make on their taxes? As always, thank you for listening!

In this episode of Coffee with Evergreen, Director of Private Wealth, Jeff Otis interviews Co-Chief Investment Officer, Jeff Dicks to discuss the January Market Update. Some topics they cover: Recap on recent recovery in the markets What risk remains? Anything the market seems to be missing? Bullish and bearish insights on returns As always, thank you for listening!

In this Deep Dive, Director of Private Wealth, Jeff Otis interviews Managing Director, Jeff Eulberg to discuss the outlook of Public and Private markets in 2023. Some topics they cover: This year’s outlook on publicly traded equities Our thoughts on real estate exposure and private investments Favorite investment opportunities in 2023 As always, thank you for listening!

In this episode of Coffee with Evergreen, Partner Jeff Otis interviews Senior Analyst, Gherman Howell to discuss the December Market update. Some topics they cover: How should one go about tax harvesting? What should investors be paying attention to going into 2023? How are the markets looking as we wrap up the year? As always, thank you for listening! This episode was recorded on December 20, 2022.

In this episode of Coffee with Evergreen, Partner Jeff Otis interviews Director of Financial Planning, Katie Vercio to discuss the necessary steps for investors to take before year-end. Some topics they cover: Charitable Giving: What is the best way to gift? Retirement Planning: What should clients be considering? Tax Planning: What investors should be doing from a tax perspective. As always, thank you for listening!

In this Deep Dive with Evergreen Gavekal, Partner Jeff Otis interviews CEO of Gavekal Research, Louis Gave, to discuss what it's like being a U.S. investor in today's global markets. Some topics they cover: China after the Party Congress. What are the political and investment implications? Thoughts on the U.S dollar, emerging markets, and energy? U.S. Mid-term Elections: What to be watching? As always, thank you for listening!

In this Deep Dive with Evergreen Gavekal, Partner Jeff Otis interviews co-CIO, Jeff Dicks, to give us an October market update. Some topics they cover: What is currently driving markets? There have only been three years in history when both stocks and bonds have been down. What does this mean is happening in the bond market? What are some opportunities in both domestic and international equity markets? As always, thank you for listening! This episode was recorded on October 25, 2022.

In this episode of Coffee with Evergreen, Evergreen GaveKal's Tygue Howland, a member of our Business Development Team, is joined by a Partner of Palladio Consulting, Connor Kavanaugh, to discuss financial planning when someone has a child with special needs. Some topics they cover: When meeting new families, what is the process to determine the resources available to individual families? What are the benefits that could be utilized for these families? What is a special needs trust, and when should it be used? As always, thank you for listening! This episode was recorded on October 7, 2022.