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In this final episode of our “Prosperity Gospel, Poverty Gospel, and The Gospel” series, we’re diving into the forgotten commands of scripture that every Christian should know when it comes to money. We’re not just talking about how to make more or give more — we’re talking about how to think biblically about money, handle it with eternity in mind, and why most believers are stuck in financial cycles that don’t reflect the heart of God. We break down 1 Timothy 6:17–19 and show how Paul gives us a framework for wealth that isn’t about prosperity or poverty — it’s about purpose. In this episode, we cover: Why God wants you to enjoy what He’s given — but not worship it The #1 thing Paul told the rich (and it’s not what you think) How to track your “Net Given” (instead of your net worth) The difference between seed and bread in 2 Corinthians 9 Why your money is meant to flow through you, not just to you How to write a personal “Wealth Purpose Statement” with your family Why generosity now is connected to eternal treasures later 🔍 This is for the Christian who’s tired of hearing two bad takes on money — and is ready to discover what the Bible actually says. — 📚 Resources Mentioned: SeedTime Book: https://seedtime.com/free True Financial Freedom Class: https://seedtime.com/tff Bible verses discussed: 1 Timothy 6:17-19 2 Corinthians 9:6-11 Deuteronomy 8:18 Psalm 24:1 Books: The Treasure Principle by Randy Alcorn: https://amzn.to/3KXYZ4d Heaven by Randy Alcorn: https://amzn.to/3XNJrsQ Join our community + newsletter: https://seedtime.com/ 🛠️ Connect with us on socials: IG: https://instagram.com/seedtime YouTube: https://youtube.com/seedtime   🎯 Your challenge this week: Write a family wealth purpose statement. Ask yourself — what are we called to do with the money God has entrusted us with?   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What if I told you that nothing you own is actually yours—and that this truth could radically change how you think about money, stress less, and give more? In this episode, we dig into one of the most transformational shifts in our Christian financial journey: moving from ownership to stewardship. This isn’t just a spiritual concept—it’s the antidote to both the prosperity gospel and the poverty gospel. We break down: Why guilt fades when you realize you're a steward The 3 principles Jesus taught that flip your finances upside-down How estate sales (yes, really) shook us into reevaluating our relationship with stuff Why multiplication is God’s agenda, not just accumulation What “assets under management” means—and why it beats calculating net worth The parable of the talents, fast fashion, and what bike shorts taught us about ethics and obedience This one gets real. Real personal, real biblical, and real practical. 🎁 Free Resource Mentioned: 👉 Get our book Simple Money, Rich Life FREE (just cover shipping): http://seedtime.com/free 💡 Resources Mentioned: Simple Money, Rich Life The Real Money Method Course Jamie Winship on Embracing the Mystery Randy Alcorn on Eternal Rewards Bible References: 2 Corinthians 9:6-11 Luke 16:10 Parable of the Talents – Matthew 25 BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).  

In this episode, we’re going deep on a topic the Church either glamorizes or demonizes—but rarely handles biblically: money. We’re unpacking Exodus, Jesus, and even Tesla stock (yep)—to wrestle through a question that’s been tripping up believers for decades: “Is wealth inherently evil… or is it just a tool?”  Here’s what we found: Why the Israelites’ gold became both a golden calf and a golden lampstand What Jesus really meant when He said, “Where your treasure is, there your heart will be also” The shocking contrast between how the Old and New Testament describe wealthy people The heart posture that turns a blessing into an idol And why generosity, not guilt, is the actual fruit of spiritual maturity This isn’t financial advice—it’s soul-searching. If you've ever felt tension about having too much… or too little… this episode will give you clarity.  📚 Resources Mentioned: Exodus 12:35–36 – Israelites plundering Egypt’s wealth Exodus 32 – The golden calf Exodus 35 – The Tabernacle offerings Matthew 6:21 – “Where your treasure is…” Philippians 4 – Learning to abound and abase Galatians 5:22-23 – Fruit of the Spirit (including “goodness” = generosity) Our book: Simple Money, Rich Life (Get a free copy—just cover shipping!) 🔗 Grab your free book here: http://seedtime.com/free 📩 If this message stirred something in you, share it with a friend. The Church needs a better theology of money—and it starts with conversations like this. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).  

In Part 2 of our “The prosperity gospel, the poverty gospel, and the truth most Christians miss” series, we dive into some of Jesus’ most controversial teachings on wealth. You’ve heard “sell everything,” “camel through the eye of a needle,” and “blessed are the poor,” but what if we’ve been misunderstanding who He was talking to and why?  In this episode, we unpack: Why Jesus told the rich young ruler to sell everything—and why He didn’t tell Zacchaeus the same thing. The real reason wealth can be dangerous (it’s not what you think). Why Joseph of Arimathea, Nicodemus, and a group of wealthy women were never asked to give everything away. The parable that proves Jesus wasn’t against being wealthy—but was deeply concerned about our heart posture. Why abundance is meant to be shared—and how shopping, gardening, or even buying sunglasses can become worship. A fresh, biblical perspective that helps you steward what God has given you without shame, guilt, or greed. Resources Mentioned: 📖 Simple Money, Rich Life by Bob & Linda Lotich: http://seedtime.com/free 📜 Bible References: Matthew 19, Mark 10, Luke 18, Luke 8, Luke 19, Luke 16, Luke 12:48, Genesis 13:2, 1 Timothy 6, Ephesians 3:20 📺 The Chosen (TV series): https://watch.thechosen.tv 👉 Subscribe, share, and don’t miss the next episode in this series—we’re going to talk about gold, the golden calf, and what it really means for how we use our money. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

This might be the most important conversation we’ve had about money, faith, and the Bible. For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point? In this episode, we kick off a 5-part series where we break down: What the Prosperity Gospel gets right—and dangerously wrong How the Poverty Gospel subtly creeps in as "humility" The parable that changed everything for us  The biblical third way no one talks about enough How prayer can shift false teachers more than criticism ever could Why stewardship (not ownership) is the core financial principle of Scripture How even Mother Teresa modeled biblical abundance through simplicity If you’ve ever struggled to reconcile your faith with your finances… this episode is for you.   Resources Mentioned: 📖 Simple Money, Rich Life by Bob Lotich – Get your free copy: http://seedtime.com/free 📘 Business Secrets from the Bible by Rabbi Daniel Lapin 📖 Bible verses mentioned: Genesis 2:12 Genesis 13:2 Psalm 24:1 Matthew 25 (Parable of the Talents) 1 Timothy 6:9-10 (Amplified Version) Proverbs 4:23   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, we answer YOUR questions about how we’re using AI—personally, spiritually, and professionally. We’re not here to debate whether AI is “good” or “evil.” We’re here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer. We get into the nitty gritty: The custom GPT we built for flipping items on eBay The podcast producer GPT that writes our show notes  How AI helps with planning RV trips and killing poison ivy Why we believe AI may become humanity’s greatest idol—and how to stay grounded in God’s Word Plus, Linda’s surprisingly useful fashion hacks (involving NASCAR outfits) We talk faith, tech, and real life with all its messiness and nuance. And yes, we still believe God’s revelation always beats information. If you’ve been wondering what does this actually look like in daily life?, this is the episode. Resources Mentioned: ChatGPT by OpenAI Claude by Anthropic Great AI debate between Christian leaders: https://overcast.fm/+ABHd1mRWhAI     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Ra0lk-nOt0g)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy.  We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth.  We talk about hedonic adaptation, generosity as a spiritual thermostat, and what your savings account might be saying about your heart.    In this episode, you’ll learn: The biological and spiritual reasons why wealth never satisfies How to spot when your heart is starting to trust money more than God Why generosity is the fastest way back to peace What $25M families regret (hint: it’s not about the stock market) A brilliant money framework: acquisition, use, and management—and which one dominates your life Why savings isn’t evil, but hoarding might be How to know when you’ve moved from stewardship into idolatry   Mentioned Resources: Whole Heart Finances by Dr. Shane Enete - http://wholeheartfinances.com 2 Corinthians 9 – Biblical metaphor of seed (consume vs. plant) Dr. Eileen Gallo’s Money Dimensions Framework: Acquisition, Use, Management Book: Communicating for a Change by Andy Stanley - http://amzn.to/3JF0L0R   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_iwhObTFD7I)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, we crack open something most believers have never even noticed: In Genesis 2:12, God says the gold of the land was “good.” Wait, what? Before money was minted, before greed and shame twisted its meaning, God placed gold in Eden... and He called it good. That same word—“good”—used for trees, land, animals, and all creation. Money wasn’t cursed. It was created by God and called "good". We dive into: The 8 times gold is mentioned in Genesis—and why that number matters. Why gold is incorruptible (literally) and what that symbolizes. How Abraham’s wealth wasn’t just allowed—it was celebrated. The surprising truth about opulence and what God really designed money for. Why your discomfort with money might not be holy… it might be unhealed.   Resources Mentioned: 📖 Genesis 2:12 (where it all starts) 📺 Clip from Myron Golden – https://www.youtube.com/@MyronGolden 📚 The Bible (especially Genesis, 1 Peter) 🎙️ Subscribe to the show & leave us a review to keep this conversation going.   👉 Got questions or thoughts? Hit us up—we’re always listening.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/zCvSDN8qKV4)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This episode is the one you’ve been waiting for. No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI. We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3–5 years. AND we break down 5 practical ways to start (even if you’ve never touched ChatGPT in your life).   What we cover: Why “AI fluency” already gets you paid 25–50% more How one mom built a $4k/month curriculum using AI tools The exact prompt you can copy/paste to find new income streams Why being “naïve” about this will cost you What the Bible says about staying ready, not scared We also talk about how this intersects with parenting, homeschooling, and staying grounded in a tech-driven world. This isn’t just about learning a tool — this is about stewardship of opportunity.   Resources Mentioned: Our book: Simple Money, Rich Life — http://seedtime.com/freebook ChatGPT: https://chat.openai.com Claude AI: https://claude.ai Try Bob’s sample prompt:  “I am a [insert job or role]. What are 3 repetitive tasks AI could help with, and how could that improve income or free time?”     AI Series: AI and the Bible - Part 1: Is Artificial Intelligence Replacing Our Faith? https://seedtime.libsyn.com/ai-and-the-bible-part-1-is-artificial-intelligence-replacing-our-faith  (or watch this episode on YouTube: https://youtu.be/BoYjvHvyzFA) AI and Money - Part 2: Why 40% of Jobs Might Be Gone in 10 Years  — And What To Do About It https://seedtime.libsyn.com/ai-and-money-part-2-why-40-of-jobs-might-be-gone-in-10-years-and-what-to-do-about-it (or watch this episode on YouTube: https://youtu.be/pcsUkL2In9A)   And if you're curious about how we’re using AI in our biz or want a deep-dive on tools/workflows, shoot me an email: bob@seedtime.com   Let’s not sit back and get swept away by this wave. Let’s learn to surf it — with God at the center.     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/HA6T66ZTLdQ)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

You ever watch the movie WALL-E and think, “No way that could be real”? Well... buckle up. This episode is PART TWO of our conversation about Artificial Intelligence — and it’s probably the most important thing you’ll hear all year. We dive deep into where AI is headed, how fast it’s moving, and why this isn’t just another tech shift... it's a total civilization shift.   Here’s what we talk about: The 3 groups emerging in the AI revolution (ownership, adapters, dependents) Why AI with a 180 IQ is already smarter than Einstein How 90% of jobs (yes, even lawyers and designers) are about to change The massive wealth opportunity coming... if you’re ready And the real reason we don’t need to fear any of it — because God is still God   This isn’t doom and gloom. It’s preparation. And it’s faith-forward. Let’s run toward this like David ran toward Goliath. 💥   Resources Mentioned: Mike Dillard’s AI email series (search his newsletter) Tesla, Google, Nvidia (publicly traded companies leading in AI/robotics) Our 10x Investing Course: http://seedtime.com/investing AI Part 1: Start here first (or watch the episode on YouTube) Email Bob: bob@seedtime.com   Stay encouraged. Stay aware. And stay close to the One who holds it all together.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/pcsUkL2In9A)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

In this episode, we ask a big, uncomfortable question: What does AI mean for our faith? I (Bob) have been obsessed with AI lately—not just how it works, but what it means. And Linda? Well, she’s more on the “this-freaks-me-out” side of things. So this conversation got real… fast. We dive into: The theological implications of AI (yep, we went there). Why AI can reflect human creativity but will never have a soul. How idolatry sneaks in when we rely on AI more than God. Personal stories (like when our son was sick and we turned to AI first… before prayer). The Tower of Babel, the wisdom of God, and the crazy race toward immortality. Practical ways to steward technology without losing our soul. Whether you're a tech-savvy believer or a skeptical scroller, this episode will help you think deeply—and biblically—about the tech shaping our world. Mentioned in this episode: Bible app: http://youversion.com  AI study tools like ChatGPT: http://openai.com/chatgpt  Gutenberg Press reference: https://en.wikipedia.org/wiki/Printing_press  Dolly the sheep cloning: https://en.wikipedia.org/wiki/Dolly_(sheep)  Cryogenic freezing: https://en.wikipedia.org/wiki/Cryonics  Got thoughts, questions, or helpful links? Email me at bob@seedtime.com — I’d love to hear from you.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/BoYjvHvyzFA)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are walking through 5 of our most valuable resources (and some free) that will help you thrive financially this year. These are the exact tools and resources we’ve used in our own life—plus testimonies from thousands in the SeedTime community who’ve seen breakthrough with them as well! 📚Resources Mentioned: Simple Money, Rich Life (get it free – just cover shipping): http://seedtime.com/free The “233 Millionaires” Cheat Sheet: http://seedtime.com/233 Prayers for Finances free PDF: http://seedtime.com/prayer True Financial Freedom church + small group curriculum: http://seedtime.com/true Real Money Method (Limited time $1 trial): http://seedtime.com/realmoney Our interview on Cece Winans’ show "Generations": http://seedtime.com/cece Need the homeschool curriculum for teens PDF? Email us: bob@seedtime.com We’re praying this episode helps you walk into the kind of financial freedom that leaves a legacy. Let’s thrive, not just survive. 👊  Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/xwosAsFDhMs)!  

Everyone’s Freaking Out About Tariffs—But Here’s the Side No One Talks About Let’s be real—every headline out there is yelling about doom and gloom: “Trade war! Economic collapse! Inflation!” But what if there’s another side? In this episode, we zoom way out and unpack the other perspective. The one you’re not hearing. The one that doesn’t sell fear, but maybe offers… a little bit of hope? We get into: What tariffs actually are (yes, we break it down plain and simple) Why reciprocal tariffs aren’t necessarily “bullying” The surprising benefits most media outlets are ignoring How this could affect YOU: jobs, taxes, prices, and your kids' future And yes… we even touch on the real reason so many Americans are uncomfortable right now. This isn’t about politics. This is about understanding the full picture—and getting equipped to respond with wisdom, peace, and practical steps. Resources Mentioned 🎥 Victor Davis Hanson clip: Find it here Other clip: Find it here. 📖 Bible Reference – 1 Timothy 2:1-2 (Praying for leaders): 📖 Isaiah 41:10  📖 Matthew 6  📈 Boston Fed economic data: https://www.bostonfed.org (search tariffs + inflation) BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

You know that verse in Proverbs that says “the wealth of the wicked is stored up for the righteous”? Yeah… we need to talk about that. For years, I heard people quoting it like a divine scratch-off ticket. Sit back, wait long enough, and eventually, poof - someone else’s riches end up in your account. But what if that’s not what the Bible is saying at all? 💡 In this quick but powerful episode, we break down: What Proverbs 13:22 actually means (and why most people are getting it totally wrong) Why this isn't about spiritual favoritism, but financial behavior How meekness plays a hidden role in wealth-building  The overlooked principle that made people thrive during the Great Depression Why debt is the opposite of biblical wisdom — and how to position yourself for peace, not panic This isn't about sitting around waiting for God to drop blessings from the sky. It’s about living like Joseph in Egypt — wise, prepared, generous, and positioned for impact when the world starts shaking. We’re not waiting for a miracle. We’re becoming one.   📚 Mentioned Resources: The Five Wealth Secrets by Craig Hill → http://craighill.org/books Simple Money, Rich Life by Bob & Linda Lotich → Get a free copy: http://seedtime.com/free Vines Bible Dictionary → https://www.christianbook.com/vines-complete-expository-dictionary/vines/9780785250531/pd/50531   💬 If this episode challenged your thinking or helped shift your perspective — share it with a friend who needs to hear it. And if you haven’t yet, a review on iTunes or Spotify goes a long way in helping us reach more listeners. 🙌   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/bdWUSFq3VQA)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

Have you ever felt like no matter how hard you work, you're still not getting ahead financially? You're not lazy. You're not broken. You're just programmed. In this episode, we unpack 10 sneaky ways society wires us to stay broke—and most of us don’t even realize it’s happening. From how we’re taught about money in school, to why hustle culture keeps us exhausted but not wealthy, to the dangerous comfort that robs us of growth—this one is a wake-up call. 💡 We break down: The mindset traps that make you fear risk but stay stuck in debt Why chasing comfort might be the most expensive decision you ever make The reason most people work hard but never build wealth How to deprogram yourself and step into true financial freedom   📚 Resources & Tools  Mentioned: The Humble Penny post that inspired this episode: https://www.instagram.com/p/DHk6jvVqS-n/?igsh=MWF0bnczbnZrMDNtdA==   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/63aBPTZcGFA)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

For nine straight years, my business grew consistently. More revenue. More traffic. More impact. Then, suddenly, everything started going backward. I had no clue what to do. I felt helpless. The numbers were bad—worse than I realized. And I remember thinking: God, did you bring me here just to let it all fall apart? But what happened next changed everything. In this episode, I take you behind the scenes of the hardest season of my business—when we were spending $20K a month but only bringing in $11K. I share my raw, unfiltered journal entries from that time and the powerful realization that pulled me out of the pit. If you're in a season where you're wondering if God is still moving in your life, this is for you.     💡 Resources Mentioned: Book: Simple Money, Rich Life – Get a FREE copy (just cover shipping): https://seedtime.com/free     🙌 If this episode encouraged you, send it to a friend who needs to hear it.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/2kSwpTUjops)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jamie Winship is back. Kind of.  We are sharing pieces of a talk he gave where he shared some powerful insights about how he thinks about money.  We loved them so we wanted to share them with you! What happens when God takes away everything you thought you needed? What if the greatest financial lesson isn’t about making more but trusting more? In this episode, we explore how God provides in ways we could never predict—whether it’s cash mysteriously appearing in a newspaper, a stranger covering a need at just the right moment, or learning the hard lesson that we can’t out-give or out-risk God. We also share our own financial journey—times of abundance, times of struggle, and the unexpected ways God has shown up through it all. If you've ever wrestled with financial insecurity, struggled with trusting God in your provision, or just want to hear some mind-blowing testimonies of faith in action, this episode is for you.   What You'll Learn in This Episode: Why money can be one of the biggest barriers to truly trusting God How Jamie Winship and his family lived for two years with zero income and saw God provide The sneaky ways financial security can shift our trust away from God The power of childlike faith when it comes to provision Why you can't out-risk or out-give God How to break free from the world’s financial norms and live in God’s economy   Resources Mentioned: Book: Simple Money, Rich Life – Get a FREE copy (just cover shipping): https://seedtime.com/free Our previous episode with Jamie Winship where we discussed removing fear in our finances: https://youtu.be/sIescTfM6DA?si=8Kbs0rUiURv9cjCD Jamie Winship’s Full Message: https://youtu.be/0r98ULww6ME?si=iuQrpJLXb0rZhrG2 Jamie Winship’s Website: https://identityexchange.com/  George Müller’s Story – A classic example of radical financial faith: https://georgemuller.org/devotional/a-famous-story-about-mullers-faith   Join the Conversation: How has God provided for you in unexpected ways? Share your testimony with us in the comments or DM us on Instagram @Seedtime. We’d love to hear how He’s been moving in your life!   Don’t forget to subscribe & leave a review! If this episode blessed you, share it with a friend who needs to hear it. 🙌   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Yl-3FQFH1FU)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey friend! It is Linda driving this one today!  And most of us know Jehovah Jireh as "The Lord Who Provides"—but what if we’ve been missing something even deeper? In this episode, I sit down with Shelly Griffin, a Biblical scholar and dear friend whose understanding of God's names will challenge everything you thought you knew about faith, surrender, and divine provision.   We dive deep into: The hidden meaning of "Jehovah Jireh" that changes how we see God's provision. Why God doesn't just see—He sees TO IT. The gut-wrenching story of Abraham and Isaac and why it makes no sense… until it does. How God’s timing is never random—He provides in the exact moment we need Him. The personal struggles, modern-day tests of faith, and why surrender is the key to experiencing God's presence.   If you've ever wondered: "Why would God ask me to give something up—especially something He gave me? Why does obedience feel so costly sometimes?" "How can I know if God will REALLY provide?" This episode will give you answers—and maybe even wreck you (in the best way).   Resources Mentioned: Genesis 22 – The story of Abraham & Isaac Hebrews 11 – The faith chapter CeCe Winans – “Refiner” ( Highly recommend): https://open.spotify.com/track/4pduLDsqSxHd2eOMt8VHt3 Study on the Names of God     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/JBw37vd8AOE)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Does God actually care about your money?  At first, it might seem like a purely earthly issue—like choosing the right toothpaste. But when you dig into scripture, you’ll find that money is one of the most talked-about topics in the Bible. Why? Because it’s deeply connected to our hearts, our trust, and our faith. In this episode, we unpack: Why God isn’t obsessed with money—but cares deeply about YOU. How finances can be the #1 thing pulling your heart away from God (and how to guard against it). Why financial struggles can feel like punishment—but are often preparation. How to find TRUE financial freedom (Hint: It’s not about Lambos or early retirement). The mindset shift that will transform how you view financial ups & downs. Powerful testimonies of God’s provision when everything seemed lost. We also share personal stories, biblical wisdom, and practical encouragement for anyone wrestling with finances and faith. Whether you’re in a tough spot right now or just want to align your financial life with God's heart, this episode is for you.   Resources Mentioned: Galatians 6:9 – Don’t grow weary in well-doing; your breakthrough is coming. Philippians 4:12-13 – The secret to contentment in all situations. Hebrews 12:7 – Viewing suffering as God's loving discipline. Matthew 6:26 – God provides for the birds—how much more will He care for you? Joseph’s Story (Genesis 37-50) –    📲Follow us on Instagram for daily encouragement → Instagram @SeedTime - instagram.com/seedtime/  📩Join our email list for exclusive content → Sign up link - seedtime.com/subscribe/   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/xpW5xaVU83o)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Let’s be honest—grocery prices are out of control. If you feel like you’re spending WAY too much on food, you’re not alone. In this episode, we break down 10 practical, no-nonsense ways to slash your grocery bill—without sacrificing the food you love.   🚀Inside this episode, we cover:  The BIGGEST grocery store mistake (and how to stop making it)  How to meal plan like a pro (even if you hate meal planning)  The secret grocery store timing trick that can save you 30%+  Why we stopped using Green Chef (and what we’re doing instead)  Costco vs. Aldi vs. Trader Joe’s—what’s ACTUALLY worth it?   📚Resources Mentioned: Article Mentioned -  https://finance.yahoo.com/news/m-financial-expert-10-ways-210010177.html  Instacart – How we use it to avoid impulse purchases - https://www.instacart.com   Green Chef – The meal service we tested (and ditched) - https://www.greenchef.com   Gordon Ramsay MasterClass – How Bob leveled up his home cooking - https://www.masterclass.com/classes/gordon-ramsay-teaches-cooking   My interview with a Grocery Saving Expert - https://youtu.be/bGxw8p2vhtk?si=GwIqq7u0n3dJjgTX  How to Find Grocery Store Sales – A deep dive into the best times to buy.     💫Connect with us: Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com. And, if you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/c3UtEC54STA)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.