The Financial Foundation

As we examine the banks offering the highest paying savings accounts in todays market, we talk about how easy it is to get set up with any of these guys while at the same time talk about why I expect rates to continue to climb and us savers can benefit big time.  --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

As I recommend that everyone invested in the market should stay in the market, that doesnt mean your current mutual fund or stock thats losing money left and right has to be suffered through the rest of the recession. You could always sell your interest in a high expense investment and move it to a low expense one as ETFs are poised to have a brighter future than your average Mutual fund.  --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

There are a small number of regular habits exhibited from the typical millionaire. And to my surprise, none of this advice requires any real skill or hidden knowledge. Just some very high discipline strategies that the majority of successful people follow. Also, I dive into a unique perspective on the future of mortgage rates and the market as a whole. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Lets dive into something I have eluded to and addressed in the past. Today, I focus on three different cities all facing a huge rise of vacant homes and all of them for completely different reasons. Also, I have some good news regarding some of your favorite Cryptocurrencies. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

First we break down the FHA, its origin and purpose, and then we talk about how FHA loan differ from conventional mortgage loans. And again I have to bring up the average mortgage purchase rate because the increases are sending us right back to the late 70s slowly but surely. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Lets discuss the concept of paying yourself first more in depth. Afterwards, I can give you the updates regarding the housing market mortgage rates, the state of the economy and how the Fed is raising rates again to tamp down inflation --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

I cover some interesting facts about small business, inflation and the crypto markets recent activity over the summer. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Today we are going to entertain ourselves a bit reviewing the catastrophic numbers people pay to live in some of these cities. The cost of living is just too high and Im pretty sure you know which state has most of these cities. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

The podcast turns 1 today and I have to say: this turned out to be a better experience than I expected. Take a few minutes with me as I talk about some of the best things about all the episodes put out over the last year.  --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

I recently came across some incredible data when it comes to Thrift stores. Only 15% of people shop there and the savings being missed are incredible. There is some speculation in this episode as seemingly hundreds of news outlets are all saying banks may start to lower limits or shut down credit cards in the wake of rising rates and more rate hikes well on their way. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

We will focus on 3 things today. An economist predicting that 2023 will be one "whopper" of a recession, so what we got right now is mild compared to whats coming, One thing I failed to mention when I covered the Inflation Reduction act because I didnt realize how it would affect the average investor and 3 highly valued companies who have shown the best of performances amidst recessions. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Today I break down the similarities and differences in these two very widely promoted debt elimination approaches. We then turn to a perfect example that goes over which one saves you more money, more time and more heartache as we look to see how each strategy can benefit you. Then a brief touch on todays housing market from data from the National Association of Realtors. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Today is all about the concept and implementation of the consolidation loan. No matter your situation, these can be used to your advantage when it comes to paying less money every month against any debt you have and in the end, the money saved in reduced interest will all be worth it. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Today I pull back the curtain and just go over some simple basics of what a REIT is and what it does. If you are interested in investing in them, I encourage my listeners to find out all about the world of REITs. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Today I expand more on a past episode I did about affordable cities to live in. I have added to the list a few more and these ones are within minutes from the water. I do first however address the rising credit card problem happening in 2022 first.  --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

I came across an article that I really liked and today I wanted to read it with you guys and insert my comments. It really was great as it was a beginners guide of what to do when you want to start investing in company stock. From the research to the valuation, this article really is complete with what every person needs to do when putting their hard earned money into something they want to, someday, be worth alot of money.  --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Today I explain the S&P 500, its historical success as a good investment and why its still a good investment if you are here for the long haul. I end it with a frightening breakdown of inflation at 8.5%... And why, for most people, its much closer to being in the double digits. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Today I start by defining passive income and the simple way to establish passive income. It either requires a good amount of money to get started or a greater amount of work up front. I also address popular passive income topics I consider to not be passive income as they carry a burden of constant management, labor and risk. And I finish the day up trying to lay down the facts of the Inflation Reduction Act and finding out if it really does lower inflation or if its just the name of a bill that does something else. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Breaking down The Great Resignation and what those decisions have resulted into today. From Burnout to overstaffing, it seems during the chaos, many companies and the employees they hired... too many things happened too fast and the correction is currently under way. --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support

Today we go over a few apps that help display what subscriptions are really costing you every month. How much of our money is just leaving our accounts every month on autopay? --- Support this podcast: https://podcasters.spotify.com/pod/show/paul-tysinger/support