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The Property Corner with Rowan Alexander
Podcast

The Property Corner with Rowan Alexander

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Welcome to The Property Corner with Rowan Alexander, Founder and Director of Alexander Swart Property Group. In this podcast series, Rowan takes a deep dive into the South African property market and shares his expertise, insights and knowledge with listeners.
Through his extensive experience in the industry, Rowan provides valuable information on a wide range of topics related to the South African property market, including market trends, property investment opportunities, the buying and selling process, and much more.

Welcome to The Property Corner with Rowan Alexander, Founder and Director of Alexander Swart Property Group. In this podcast series, Rowan takes a deep dive into the South African property market and shares his expertise, insights and knowledge with listeners.
Through his extensive experience in the industry, Rowan provides valuable information on a wide range of topics related to the South African property market, including market trends, property investment opportunities, the buying and selling process, and much more.

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From Comments to Advice: Rowan Answers Your Property Questions

In this Q&A episode, we answer YOUR YouTube comments and questions about property investing. From what you really need to know about levies vs ownership, how to spot the hottest rental areas, and the limits of property affordability to the smartest first cash buys and whether extra bond payments belong on your home or investment and more. Essential insights for first-time buyers and property investors. Don’t miss these tips straight from the comments section! In this episode: 00:00 Introduction 00:05 Room-by-Room Rental 01:19 Levies vs Ownership 03:54 How to Pick a Winning Rental Area 06:08 Can Property Affordability Run Out? 08:37 Best First Property to Buy in Cash 09:31 Why Rent Rises but Bonds Don’t 10:48 Extra Bond Payments: Home vs Investment 12:14 Multi-Let Properties: Is It Worth the Cost? 14:57 Just Buy It Cash 15:11 What’s a Reasonable Deposit? #PropertyInvesting #RealEstateAdvice #FirstTimeBuyer #SmartInvesting #PropertyTips
Business and industry 1 month
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17:25

South African Property Market Predictions for 2026

2026 looks set to be an exciting year for property! In this episode, we share The Property Corner’s key predictions for the trends and opportunities that could shape the market. These predictions offer a guide to the trends and developments to watch for in the property market this year. Like, subscribe, and share your thoughts on The Property Corner’s 2026 predictions!   In this episode: 00:00 Introduction 01:26 Interest Rates 02:43 Rental Market 03:26 Return of the Investor (Sectional Title Market) 06:10 Serious Stock Shortage (Western Cape Metro) 08:43 Higher Trading Volumes and More Stock (Non–Western Cape Metros) #PropertyMarket2026 #RealEstateTrends #InvestingInProperty#WesternCapeProperty #SectionalTitle
Business and industry 1 month
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11:19

Thank you to our community! Plus our 2025 Blooper reel!

As we wrap up 2025, this episode is simply about saying thank you. Thank you for watching, liking, commenting, engaging with us and being part of The Property Corner community. Whether you’ve followed the content, joined one-on-one sessions or applied the advice shared on the channel, your support has meant everything. Seeing the channel grow and knowing the content adds value makes it all worthwhile. We’re grateful for every viewer on the other side of the screen and excited for what’s ahead in 2026. And make sure you stick around, there are some bloopers waiting for you at the end. #ThankYou #Grateful #Community #ThePropertyCorner #ChannelGrowth #Bloopers
Business and industry 2 months
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03:10

2025 South African Property Market Predictions Recap

At the start of 2025, we made a series of bold property market predictions. In this episode, we look back at those forecasts and unpack what actually played out. From interest rate relief and entry level market recovery to semigration trends, foreign buyer activity, rental growth and the return of investors. We break down what we got right, what surprised us and where the market moved slower or faster than expected. A grounded, on the ground review of 2025 and the lessons it offers heading into 2026. In this episode: 00:00 Introduction 00:48 Continuous Interest Rate Relief 01:58 Sub-R2 million market recovery 02:48 Slowdown of Semigration 05:39 Interest from Foreign Buyers 06:32 Strong Rental Market Growth with Corrections 08:22 Return of the Investor   Read the full articles here: ● Selected Historical Rates ● Strong recovery in South Africa's housing market amid economic optimism ● August 2025 sees strongest annual house price growth in + 3 years ● Semigration to the Western Cape Slows – But demand remains resilient - Property24 ● Tshwane tops Gauteng’s housing recovery while Johannesburg makes strong inroads | Network News ● South Africa’s richest city bounces back from rock bottom ● South Africa’s average residential rental R9 132 in Q1 2025 ● Pretoria’s expanding student population fuels buy-to-let investment demand ● Investors eye coastal buy-to-let properties as rental demand surges ● Top suburbs for buy-to-let investments in South Africa: where to invest now   #PropertyMarket #SouthAfricanProperty #MarketPredictions #RealEstateInsights #PropertyInvesting #PropertyTrends
Business and industry 2 months
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11:27

How to Find Reliable Tenants for Your Property in South Africa

Finding reliable tenants is one of the biggest challenges for property investors. In this episode, we break down the entire process of securing quality tenants, from screening applications to setting up contracts, conducting inspections, and managing your property effectively. Whether you’re a first-time landlord or an experienced investor, good tenants can make or break your property investment. Learn how to protect your investment, avoid disputes, and ensure consistent rental income. What you’ll learn in this episode: ● The importance of thorough tenant screening ● How to use formal application forms and request detailed personal information ● Evaluating affordability, deposits, and credit history ● Checking references and conducting interviews ● Drafting proper rental contracts for legal protection ● Using property inspections to prevent disputes and identify maintenance issues ● The benefits of hiring a professional property manager Finding the right tenant isn’t luck, it’s diligence, proper agreements, and regular inspections. Have a story about your tenants, good or bad? Share it in the comments, and it might feature in a future episode. Like & Subscribe to stay up to date with the latest property investment tips from The Property Corner. In this episode: 00:00 Introduction 00:35 Why Good Tenants Matter 01:05 Tenant Screening Tips 05:39 Rental Contracts and Legal Protection 06:42 Property Inspections 08:20 Property Management Tips #PropertyInvestment #RentalProperty #PropertyManagement #InvestInProperty #RealEstateTips Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7
Business and industry 3 months
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10:30

5 Biggest Property Myths Holding South Africans Back | The Property Corner

In this episode of The Property Corner, we bust the five biggest myths about property investment that often hold South Africans back from building wealth. From fears about affordability and tenant issues to concerns about market timing and returns, we break down the realities of property ownership and show how anyone can start their property journey. What you will learn in this episode: ● Why you do not need to be wealthy to start investing in property ● How property is less risky than you might think ● The truth about finding good tenants ● Why property delivers strong returns over time ● How to approach timing the property market Whether you are a first-time buyer or exploring your options, this episode provides practical tips to help you take action confidently in the South African property market. Have questions or stories about property investing? Drop them in the comments and you could be featured in future episodes. Subscribe for more insights and tips on South African property investment. In this episode: 00:00 Introduction 00:17 Myth #1: You Need to Be Wealthy to Invest in Property 00:58 Myth #2: Property Is Too Risky Compared to Other Investments 01:25 Myth #3: It’s Virtually Impossible to Find Good Tenants 02:01 Myth #4: Property Doesn't Deliver High Returns 02:37 Myth #5: It’s Not the Right Time to Buy #PropertyInvestment #PropertyMyths #SouthAfricaProperty #InvestInProperty #WealthBuilding Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7
Business and industry 3 months
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03:48

Trust vs Company vs Joint Ownership in South Africa

Joint property ownership is becoming more popular in South Africa, but many buyers still feel unsure about the best way to structure it. Should you buy in your own names? Form a company? Or go the trust route? In this episode we break each option down in plain language. We cover everything from decision making powers to bond approvals to liability risks. You will also hear how I personally use all three structures for different purposes in my portfolio. If you have ever wondered what really happens when co owners cannot agree, when someone stops paying or when a partner passes away, this video will give you the clarity you need. Drop your questions in the comments so we can explore more of these topics in future episodes. Like, subscribe and hit the bell to stay connected with The Property Corner community. In this episode: 00:00 Introduction 01:23 Overview of the Three Ownership Options 06:08 Joint Ownership in Personal Names 09:54 Buying Property Through a Company 16:09 Buying Property Through a Trust 19:18 Comparison Cheat Sheet 22:01 Real Life Scenarios 26:58 How I Personally Use All Three Structures 31:17 Key Considerations Before Choosing Your Structure #PropertyOwnership #PropertyEducation #PropertyInvestment #RealEstateSA #WealthBuildingSA
Business and industry 3 months
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35:35

Can You Really Find a Cash Flow Positive Property in Cape Town? | Let’s See How Close You Can Get

Can you really find a cash flow positive property in Cape Town? In this episode, I break down what it takes to get as close as possible to a property that covers its costs from day one. Using a real example from Belladonna Estate, I explore the shortfalls, breakeven points, and repayment strategies that matter for long-term investors. In this episode: 00:00 Introduction 01:32 What is a cash flow positive property? 02:20 An example (Belladonna Estate) 05:03 The figures 07:14 Reinvesting additional income into the bond Watch, learn, and subscribe to The Property Corner on YouTube for more South African property insights and real examples from the market. #PropertyInvestment #CashFlowPositive #CapeTownProperty #RealEstateInvesting #SouthAfricanProperty
Business and industry 4 months
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12:45

Do You Really Need a Deposit to Buy Property? | Why Putting Down a Deposit Matters

Thinking of buying your first home? In this episode of The Property Corner, Jason Blight from Alexander Swart Property Group shares expert advice on whether you really need a deposit when buying property. With 17 years of experience in the northern suburbs of Cape Town, Jason explains how a deposit can help your offer stand out, build trust with sellers and banks, and even save you thousands over the long term. If you’re a first-time buyer, this video is packed with insights to help you make informed decisions and get ready for your first property purchase. Leave your questions in the comments and subscribe for more property tips. In this episode: 00:00 Introduction 00:54 The Seller’s Perspective 01:38 Long-Term Savings 02:24 Start Saving Now 03:16 Is My Deposit at Risk? #FirstTimeHomeBuyer #PropertyAdvice #PropertyTips #RealEstateSouthAfrica #HomeOwnership
Business and industry 4 months
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04:28

How old can you be to get a home loan in South Africa.

In this episode, we explore age limits when applying for a bond in South Africa. Can you still get a bond at 70? How do the banks view applications from people nearing retirement? We break down how Absa, Nedbank, Standard Bank and FNB approach late-stage bond applications, including maximum repayment ages and loan terms. Whether you are planning your retirement, looking for a property investment, or simply curious about bond options later in life, this short episode gives you a clear understanding of what to expect and how to prepare. Remember, while the banks generally require bonds to be fully repaid by the age of 75, you may still apply later in life if you can show the ability to repay. Like, subscribe and hit the notification bell to stay up to date with our latest episodes. In this episode: 00:00 Introduction 00:39 How banks view age limits for bonds 01:38 Bank policies 03:11 Why people over 65 still apply 04:57 Affordability after retirement 06:53 Final answer #BondApplication #PropertyInvestment #BondTips #FinancialPlanningSA #RetirementPlanning #SouthAfricaProperty Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7
Business and industry 4 months
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08:04

What qualifies as Income for a Mortgage Bond | South African Real Estate

Not all income is seen the same way by the banks. In this episode we explain how banks view different income sources when calculating affordability. We cover salaries, wages, overtime, commissions, shift allowances, bonuses, rental income, maintenance, and even investment income. Each bank applies its own rules and percentages, which means not all of your earnings may count in full. We also highlight what proof you need, why consistency matters, and how a mortgage originator can help match your income to the right bank. If you are applying for your first bond or growing a property portfolio, this guide will help you understand exactly what counts as income. In this episode: 00:00 Introduction 00:44 Salaried Income Earner 01:42 Wage Earner 03:13 Overtime 04:20 Commissions 06:44 Shift Allowances 07:18 Investment Income 08:06 Bonuses 09:21 Maintenance (Child Support) 10:53 Rental Income 13:36 Side Hustles #BondApplication #PropertyInvestingSA #HomeLoanTips #MortgageAdvice #SouthAfricaRealEstate Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7
Business and industry 5 months
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16:11

Why You Shouldn’t Buy Property Cash

Should you buy property cash or finance it with a bond? In this video I unpack why using finance strategically can be more powerful than going debt free, whether you are an owner-occupier or an investor. We look at cash flow protection, the psychology of having a mortgage bond accessible, and how to safeguard yourself against life’s uncertainties. For investors, I explain the benefits of tax-deductibility on interest, scalability of your portfolio, and the control and flexibility that leverage provides. I also address common objections such as: “I simply hate debt” “What if interest rates go up” “Cash feels safer” “I want to own my home outright” Finally, I share four practical tips for using bonds wisely so you can grow your wealth and build financial resilience. If you are interested in South African property investment, mortgage strategies, or want to know why it makes sense to use a bond instead of paying cash, this episode is for you In this episode: 00:27 In the case of owner-occupier. 06:37 In the case of investor. 11:31 Common objections for using bonds. 13:52 Four tips for using bonds smartly 15:49 Visual Representation #CashVsBond #FinanceStrategy #PropertyInvestment #MortgageTips #WealthBuilding Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7
Business and industry 5 months
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17:45

Cashflow vs Capital Growth. Build a Property Portfolio That Lasts

Everyone on social media is talking about cash flow when it comes to property investment, but is that really all there is to it? In the latest episode, we take a practical look at why cash flow is just one piece of the puzzle when building a sustainable property portfolio in South Africa. I share a full three phase strategy that I use in my own investments, client recommendations and partnerships. We cover everything from capital appreciation and cash flow to affordability limits, exit strategies, and when to sell or hold on to your properties. Whether you're just getting started or already have a few properties under your belt, this blueprint will help you map out your journey with purpose and clarity. What you’ll learn: ● Why your end goal matters more than your first property ● How to structure your portfolio through three clear phases ● When to focus on capital growth versus cash flow ● How to avoid investor fatigue and stagnation ● Tips for reducing risk and increasing passive income long term This is for anyone serious about building lasting wealth through property in South Africa. No fluff, no course sales. Just real experience and real strategy. Remember to like, subscribe and share if this helped you. In this episode: 00:00 Introduction 00:16 Cash flow is not the dominant factor 01:18 Why are you investing in property? 02:46 Tailored strategy approach 03:38 Inception phase 04:50 Inception phase strategic tips 05:25 Inception phase warnings 05:36 Expansion phase 07:59 Expansion phase strategic tips 10:11 Maturity phase 13:17 Maturity phase strategic tips 14:20 Sustainable property portfolio blueprint table 14:45 Cash flow properties limitations & risks 18:59 Think long term & get started #PropertyInvestment #CashFlowVsCapitalGrowth #PropertyPortfolio #WealthBuilding #PassiveIncome Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7
Business and industry 7 months
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20:27

5 Reasons why people are moving to Cape Towns Northern Suburbs

Thinking of moving to Cape Town’s Northern Suburbs? Here’s why so many already have. From Brackenfell to Durbanville and Kuils River, the Northern Suburbs are fast becoming some of the most popular places to live in Cape Town. In this video, we break down the top five reasons more people are choosing to leave the city centre and head north. We look at real sales data, lifestyle benefits and why these suburbs are ideal for families, first-time buyers and investors. ● Get more home for your money ● Access excellent public and private schools ● Enjoy nature trails, parks and weekend wine trips ● Benefit from modern infrastructure and smart new estates Whether you're buying your first home, upgrading or investing, this episode gives you a clear view of what the Northern Suburbs have to offer. Ready to make a move? Get in touch with Alexander Swart Property Group on 021 981 1307, your local experts in the Northern Suburbs of Cape Town. YouTube channels content used: ● @‌peterchongair ➡️ https://www.youtube.com/@UCFQlWPoGFAV-gDjtTWio1SA ● @‌WarrenMelissaGoRiding ➡️ https://www.youtube.com/@UCz7xaKjtamggJK8YnkhLqrg In this episode: 00:00 Introduction 00:25 Highest turnover areas at the moment 01:20 Reason 1 02:57 Reason 2 03:52 Reason 3 04:19 Reason 4 04:54 Reason 5 05:43 Reach out to us #propertyinvestment #suburbanlife #capetownrealestate #familyfriendlyliving #capetownlife Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7
Business and industry 7 months
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06:02

Should you invest in AirBNB Properties? | My interview with Louis Reynhardt

Airbnb rentals are booming across Cape Town, but is the hype sustainable? In this episode of The Property Corner, I sit down with Louis Reynhardt to unpack why both of us are steering clear of Airbnb investments right now. While short term rentals may offer higher returns on paper, the real story includes hidden costs, time commitments, and serious regulatory risks. We cover: ✔️ Why Airbnb is not as passive as people think ✔️ The risk of relying on tourism-driven markets ✔️ How regulations in cities like Barcelona and New York are impacting short term lets ✔️ Why long term rentals offer better stability and growth ✔️ The real impact on your access to finance when scaling a portfolio Whether you're a new investor or scaling up, this is a must-watch conversation about strategy, risk, and the future of property in South Africa. 👍 Like, subscribe to The Property Corner and hit the bell icon to stay in the loop. Make sure you head over to Louis’s channel and explore his latest videos: ● https://www.instagram.com/louisreynhardt/ ● https://www.youtube.com/@louisreynhardt In this episode: 00:00 Introduction 00:32 Why avoid Airbnb investments if the returns are so high? 01:16 Should investors just ride the Airbnb wave or avoid it? 03:01 Will Airbnbs outperform inflation? 04:34 Airbnb assumptions and speculations 04:51 Is Airbnb a passive investment? 06:42 Look at how the regulations have affected cities like Barcelona, Amsterdam and New York. 07:11 How does dual use affect your returns? 09:33 “It’s more flexible to have multiple tenants.” 10:51 Airbnbs have outperformed the market in the last three years. Isn’t that enough proof? 12:10 Is buy-to-let a viable long term strategy? 13:29 Is Airbnb a viable long term strategy to build your portfolio? 15:30 What if I have an Airbnb and I sell after five years? 16:47 “So why are you avoiding Airbnb?” Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7
Business and industry 8 months
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17:44

Airbnb vs Long Term Property Investment in Cape Town: Is the Bubble About to Burst? 🇿🇦🏡

Cape Town’s property market has changed dramatically since 2019. Back then, sellers were desperate and properties were going well below asking price. Now in 2025, short term rentals like Airbnb are booming, especially along the Atlantic Seaboard and in the CBD. But is it sustainable? In this video, I unpack the risks behind the current short term rental craze and explain why I am focusing on long term investments in more stable suburbs like Durbanville, Century City and Rondebosch. From inflated Airbnb returns to the hidden costs most people ignore, I show why long term property offers better consistency, lower risk and stronger overall returns. We cover: ✅ What is driving the Airbnb trend ✅ Actual occupancy stats and income figures ✅ The real costs most investors forget ✅ How locals are being priced out of the city ✅ Where to find long term value in Cape Town If you are a first time investor or looking to grow your portfolio, whether you are based in South Africa or abroad, this video offers a grounded and honest view of the market. Book a free consultation and let us talk property. Read the full articles: ● https://www.moneyweb.co.za/moneyweb-podcasts/the-property-pod/rampant-demand-for-short-term-residential-rentals-in-cape-town ● https://www.property24.com/articles/time-to-buy-cape-town-luxury-home-prices-fall-by-up-to-r10m/28734 ● https://www.dailymaverick.co.za/article/2024-07-28-average-capetonians-cant-afford-any-of-the-new-apartments-on-atlantic-seaboard ● https://www.property24.com/brackenfell/protea-heights/property-trends/9602 ● https://www.property24.com/durbanville/property-trends/439 ● https://www.bizcommunity.com/article/international-buyers-drive-capes-luxury-property-sales-587450a ● https://www.bizcommunity.com/article/capitalising-on-investment-potential-in-cape-towns-northern-suburbs-583140a In this episode: 00:00 Chasing Quick Returns 00:31 2019 Cape Town and Atlantic Seaboard Buyer Shortage 01:16 2025 Surge in Short Term Rental Demand 01:32 Rampant Demand for Short Term Residential Rentals in Cape Town 02:08 2019 vs 2025 Short Term Rental Demand 02:49 Seasonal Fluctuations and Increased Operating Costs 03:29 Average Annual Revenue per Annum for Airbnb in Cape Town 03:47 Management Demands of Airbnb 04:20 Are We in a Bubble and Are There Any Warning Signs? 04:58 Risks of Short Term Rental Investors Fueling the Market 05:27 Airbnb Disrupting the Global Property Market 05:59 Cape Town Exploring Short Term Rental Market Regulations 06:22 Understated Rental Income and Tax 06:35 The Conclusion 06:45 Stable Long Term Investments Cape Town Suburbs Have to Offer 07:00 Consistent Demand and Long Term Growth 07:34 Who Is Airbnb a Good Fit For? 07:42 Is Your Aim Long Term Wealth Creation? 08:05 Best Real Estate Returns 08:21 Reach Out and Book a Free Consultation Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7
Business and industry 8 months
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09:01

Inside the PayProp South African Rental Market Q1 2025 Report

In this episode of The Property Corner, Rowan Alexander is joined by Andre van Rooyen from PayProp to unpack the Q1 2025 Rental Index Report. They break down national and provincial rental trends, average rent growth, arrears rates, and what this means for landlords, investors, and tenants across South Africa. With the average national rent now over R9 100 and arrears stabilising at 17 percent, Rowan and André explore which provinces are seeing the fastest growth, why certain age groups are under financial pressure, and how practitioners can mitigate risk when placing tenants. They also touch on practical advice for futureproofing rental portfolios, evaluating affordability ceilings, and what to watch as interest rates and inflation shift. If you want data-backed property insight with practical takeaways for the rental market, this is a must-watch. Subscribe to The Property Corner for more episodes with expert guests and local market insight you can trust. Read the full report here: PayProp Rental Index
Business and industry 8 months
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39:45

Buying or Renting : Which Builds More Wealth?

Is renting really cheaper than buying in South Africa, or is home ownership the smarter long term play? In this episode of The Property Corner, Rowan Alexander breaks down the true cost of renting vs buying using real figures from over 15 years of market experience. He compares monthly expenses, investment returns, long term equity, and even projected net worth after 20 years to help you see what most of the online debates miss. Using an example of a R3 million home, Rowan explains when renting might save you in the short term and how buying can create far more value over time. If you have been on the fence about whether to rent or buy, this episode is packed with insight. Subscribe to The Property Corner for practical property advice made for South Africans, and leave your questions in the comments for a future episode. Listen on Spotify : https://open.spotify.com/show/2pKjGULdiq84n18mKQZGW9?si=fffd987dc4234feb&nd=1&dlsi=0cf65b48115d4863 Listen on Apple Podcasts : https://podcasts.apple.com/us/podcast/the-property-corner-with-rowan-alexander/id1683273264 Watch on YouTube: https://www.youtube.com/@propertycornerZA In this episode: 00:00 – Introduction 00:28 – Online Debates vs Real Experience & Numbers 00:57 – The Common Argument Explained 01:11 – R3 Million Home vs Renting Comparison 02:02 – AI-Driven Calculations & Analysis 02:19 – Key Assumptions Behind the Comparison 04:13 – Making Provision for Maintenance Costs 04:33 – Monthly Costs of Buying a Home 04:44 – The Case for Renting 05:13 – Highest-Yielding Risk-Free Investment (ABSA) 05:50 – How Much Can You Save Renting? 05:57 – Growth Projections Over 20 Years 06:38 – Why Are Costs Rising So Fast? 07:33 – The Crossover Point (Year 10) 08:05 – Fixed Instalments for Homeowners 08:38 – Final Net Worth: Homebuyer vs Tenant 09:39 – Renter's Net Worth After 20 Years 10:09 – Putting the Numbers into Perspective 10:33 – Why This Gap Happens Over Time 10:54 – The R9.5 Million Difference 11:45 – Can You Really Be That Disciplined? 12:59 – Property Ownership & Retirement Planning 13:45 – Advice for Those Stuck Renting
Business and industry 8 months
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16:17

Q&A: What South Africans Are Asking About Property Right Now

In this episode of The Property Corner, Rowan Alexander answers questions directly from our YouTube community. From whether you should buy in a trust or a company, to the debate between capital appreciation and cash flow, this Q&A dives into real issues that real South African buyers are facing. He also touches on refinancing challenges with buy-to-let investments and shares thoughts on the future of Airbnb, and how upcoming legislation may affect property owners. If you have ever left a comment or asked a question, this might be the episode where Rowan answers it. Subscribe to The Property Corner to stay up to date with local market insights and practical property advice, and feel free to leave your questions in the comments for a future Q&A episode. In this episode: 00:00 - Introduction 00:32 - Buy in a trust? 01:14 - Pay your bond off quicker 01:51 - Rental income vs Bond Payment 02:38 - Sponsor 03:47 - Subdividing to resell vs subdividing to create a multi-let 05:41 - AirBnB 07:49 - Residential Property Market in Gauteng 08:18 - Buy-to-let for positive cash flow or buy for capital appreciation? 09:07 - Outro
Business and industry 9 months
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09:59

The Hidden Costs of Buying a Home in South Africa Explained

Buying a property is one of the biggest investments most South Africans will make but the listed price is not the full picture. In this episode of The Property Corner Rowan Alexander explains the lesser known costs that can catch buyers off guard. From transfer fees and bond registration to occupational rent and overlooked moving expenses, this episode is filled with practical advice for anyone preparing to buy property. Rowan also shares real examples from his own recent move and explains why understanding these costs early can save you stress and money. Whether you are a first time buyer or a seasoned homeowner, this episode will help you prepare for the real cost of property ownership in South Africa. Subscribe to The Property Corner for more practical property advice and real answers to the questions buyers and sellers are asking every day. Watch now and stay informed. In this Episode: 00:00 Introduction 00:22 Common Inexperienced Buyer Misconception 00:58 Transfer Costs 04:01 Sponsor 05:13 Bond Registration Costs 06:50 Mortgage Bond Initiation Fee 07:38 Occupational Interest Cost 10:31 Indirect Moving Costs 12:39 Security Upgrades 13:15 Utility Costs 15:04 Unforeseen Maintenance 15:48 Are These Really Hidden? 17:01 Final Thoughts Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7
Business and industry 9 months
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17:22
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