The Real Estate Investing Show

Podcast Summary: Financing Your Real Estate Goals with Bennett Abel of Abel Commercial Lending Episode Highlights: In this episode of The Real Estate Investing Show, host Bryan Jones sits down with Bennett Abel, the founder of Abel Commercial Lending, to discuss the ins and outs of commercial lending for real estate investors. From hard money loans to BRRRR refinancing, Bennett provides a comprehensive look at how to secure funding for various investment strategies. Along the way, they dive into real estate markets, the economy, and even share a few personal stories about life near Washington, D.C. What You’ll Learn: • About Bennett Abel: Owner of Abel Commercial Lending, a private lending company based in Bethesda, Maryland, specializing in short- and long-term loans for real estate investors. • Hard Money Explained: How short-term, value-add loans work, including the process, requirements, and why they are a vital tool for real estate investors. • BRRRR Strategy Financing: Learn how to refinance after a rehab to extract equity and reinvest without triggering tax liabilities. • Long-Term Refinancing Options: Explore the benefits of 30-year fixed loans versus adjustable-rate mortgages and when each makes sense. • Portfolio Loans: Discover how to finance multiple properties under one loan and the pros and cons of blanket loans. • Market Trends and Risks: Insights on rising interest rates, challenges in today’s market, and why patience and due diligence are critical for success. • Real Estate in D.C.: Bennett shares what it’s like living near the epicenter of American power and how the transient nature of D.C. creates opportunities for real estate investors. Key Takeaways: • Hard money loans can close in as little as 14 days, making them ideal for competitive markets. • The BRRRR strategy allows investors to acquire properties, force appreciation, and refinance to extract equity tax-free. • Interest rates for commercial loans are currently in the mid-7% range, but rent increases often offset higher borrowing costs. • Using LLCs for investment properties protects personal assets and simplifies tax and liability considerations. • Diversifying your portfolio geographically can mitigate market risks and maximize returns. Bennett’s Pro Tips: • Always get lender pre-approval before making offers to protect your earnest money. • Focus on the “spread” between rent and expenses, not just the interest rate. • Avoid mixing flips and rentals in the same LLC to minimize tax liabilities. • Explore funding options like 401(k) loans to unlock capital for real estate investments. Final Thoughts: The episode wraps up with Bryan’s plans to visit Washington, D.C., for the inauguration and Bennett sharing local recommendations. Bennett emphasizes the importance of leveraging good debt to build wealth and offers personalized solutions for investors at every stage of their journey. Contact Bennett Abel: • Website: www.abelunding.com • Phone: 301-343-3091 • Email: info@abelfunding.com Next Week’s Episode: Bryan dives into strategies for finding undervalued properties in today’s market. Don’t miss it!

Podcast Summary: Stocks, Real Estate, and Building Wealth with Jerremy Alexander Newsome Episode Highlights: In this episode of The Real Estate Investing Show, host Brian Jones sits down with stock trading guru Jerremy Alexander Newsome for an engaging discussion on the intersection of stocks, crypto, and real estate as tools for wealth-building. The conversation covers key insights into trading strategies, leveraging market opportunities, and how combining stocks and real estate can create a bulletproof wealth formula. What You’ll Learn: • Jerremy’s Journey: From growing up in humble beginnings to becoming a multimillionaire through calculated investments in stocks and crypto. • Day Trading vs. Swing Trading: Why Jerremy and Brian both prefer swing trading and how it provides consistent returns. • Stocks and Real Estate Synergy: How stock market profits can fund real estate investments, offering tax advantages and cash flow. • Stock Rental Strategy: A deep dive into selling covered calls, a stock strategy that parallels real estate rentals by generating consistent income. • The Abundance Mindset: How shifting from a scarcity mentality to an abundance mindset can transform your financial journey. • Risk Management in Stocks: The importance of using tools like put options to protect investments, making the stock market less risky than perceived. Key Takeaways: • Investing in stocks and crypto doesn’t require starting with a huge amount of money. Tools like funded accounts can amplify small investments into substantial trading capital. • Real estate remains a cornerstone of wealth-building, but stocks offer liquidity, speed, and opportunities for consistent returns with the right strategies. • Education is essential—study, practice, and build habits to grow your financial literacy. • Financial freedom is achievable by blending long-term investments, risk management, and a mission-driven purpose. How to Connect with Jerremy: • Visit RealLifeTrading.com for free stock trading courses. • Follow him on social media: @JerremyNewsome on all platforms. • Check out his book Money Grows on Trees for actionable wealth-building insights. Final Thought: Whether you’re new to stocks or a seasoned real estate investor, Jerremy’s strategies offer actionable ways to build wealth and create financial freedom. Tune in next week for a deep dive into commercial lending with a special guest!

*Programming note: Sorry for the degraded audio. It will be fixed in next week’s episode. In this episode of The Real Estate Investing Show, host Bryan Jones is joined by Derenda Sircy, Sales Manager for Regent Homes, a local builder creating about 300 homes annually. Together, they explore the dynamic world of new construction, covering industry trends, market challenges, and what sets local builders apart from national competitors. Key Topics Discussed: • Role of the Sales Manager: • Balancing sales goals, customer relationships, and construction teams. • Motivating teams and adapting to changing market conditions. • New Construction Trends: • Buyer preferences for single-family homes over multi-family units. • The return of design elements like beige tones, two-tone kitchens, and flex spaces for work-from-home setups. • Rising demand for energy-efficient homes and preparing for EV-friendly garages. • Challenges in the Market: • Navigating ballooning construction costs and compressed margins. • Adjusting to buyer expectations in a competitive market with rate buy-downs and customizations. • The impact of larger national builders offering aggressive incentives. • New Construction for Investors: • Regent Homes’ approach to selling to investors while maintaining community balance. • The rise of build-to-rent communities and their implications for the housing market. • Industry Insights and Predictions: • How AI is shaping sales strategies and market predictions. • The potential long-term impact of rental economies on homeownership and generational wealth. • The unique value of local builders in fostering personalized experiences and supporting the community. Derenda also shares her perspective on the future of the industry, the importance of maintaining quality and personalization, and how Regent Homes sets itself apart from the competition. Closing Thoughts: Bryan and Derenda reflect on the pride and purpose behind building homes, the challenges of the evolving market, and the opportunities for investors to thrive in new construction. Don’t miss this engaging and informative conversation for real estate professionals, buyers, and investors alike!

In this episode of The Real Estate Investing Show, host Bryan Jones sits down with Adam Darby, a State Farm agent with 15 years of industry experience. Together, they explore the intersection of real estate and insurance, focusing on essential strategies for property investors. Key Topics Discussed: ​ Insurance for Real Estate Investors: ​ Differences between homeowner’s policies, rental dwelling policies, and umbrella policies. ​ Importance of builder’s risk insurance during construction or renovation projects. ​ Managing liability risks, including short-term rental coverage for Airbnb properties. ​ Common Insurance Pitfalls: ​ Water damage claims denied due to lack of heating or proper maintenance. ​ Challenges with flood insurance and understanding what’s covered under standard policies. ​ Avoiding over-insurance while ensuring adequate coverage for rebuild costs. ​ Claims and Cost Management: ​ When to file claims versus paying out of pocket to avoid rate increases. ​ Tips for negotiating premiums, adjusting coverage, and managing deductibles. ​ Importance of annual insurance reviews to ensure all properties are adequately covered. ​ State Farm’s Role and Market Dynamics: ​ State Farm’s withdrawal from high-risk states like California and Florida and its impact on rates. ​ How regulatory changes influence pricing and insurance availability. ​ Investment and Insurance Tips: ​ Transitioning a primary residence to a rental property and adjusting policies accordingly. ​ Strategies for reducing costs through individual property policies versus umbrella coverage. ​ Real-life examples of insurance saving property owners from financial disaster. Adam also shares his journey in the insurance industry, insights on studying for the Series 65 exam to expand his services, and how his background in baseball has shaped his career. Closing Thoughts: Bryan and Adam emphasize the importance of working with a local agent who understands real estate investors’ needs, conducting regular policy reviews, and staying informed about market and regulatory changes. Listeners looking for practical advice on insurance for real estate investing won’t want to miss this episode! **** No show next week. Merry Christmas. ****

Podcast Summary: Insights from a Mortgage Expert In this episode, Bryan Jones sits down with Daniel Cruz, a mortgage broker with Thrive Lending, to discuss the world of mortgages and real estate investing. Daniel shares his journey from financial planning to becoming a broker, navigating the steep learning curve of the mortgage industry, and how brokers can offer flexibility and better deals compared to traditional lenders. Key topics include: • The evolution of the mortgage market from the 2020 boom to today’s challenges. • The importance of strong partnerships in real estate and lending. • Creative loan strategies like assumable loans, HELOCs, and bridge loans. • Navigating high-interest rate environments and understanding the bond market’s role. • Tips for improving credit scores and qualifying for investment properties. • Why local expertise matters when investing in diverse markets. Daniel also highlights the value of client-first services, the necessity of compliance in lending, and the power of innovative solutions for real estate professionals.

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Musical Intro plays. I am Bryan Jones. I am Seth Martin, and this is The Real Estate Investing Show. Follow-up ------------------------------------------------------------------------------------------------------------------------------- Segment 2 (Real Estate or Investment Related Topic ) Fix and Flip Find a house. Determine exit strategy and ARV. Find contractors. Get a minimum of 5 bids. Find the money. Rehab. List. Wholesale Wholetail Wholetailing is a combination of two different real estate investing strategies: Wholesaling and Flipping but without all the hassle and large expense of a full-blown flip. Instead of a full remodel, wholetailing would be cosmetic updates to the property, like painting the interior and updating the flooring. Other great ways to increase the appeal of the home, and make you more money would be: Paint the exterior Spruce and clean up the front yard Update the hardware Replace the fixtures and lighting Even update the appliances ------------------------------------------------------------------------------------------------------------------------------- Segment 3 (A week in our shoes) Bryan-  Wholesale deal fell through, had to come to the realization that I missed the target. Released deal and forfeited earnest money. Seth- --- Support this podcast: https://anchor.fm/treis/support

Musical Intro plays. I am Bryan Jones. I am Seth Martin, and this is The Real Estate Investing Show. Follow-up ------------------------------------------------------------------------------------------------------------------------------- Segment 2 (Real Estate or Investment Related Topic ) What does a good deal consist of? Buy for Equity, for cap rate, cash flow, IRR or???? Every asset class is different Bryan’s Opinion Seth’s Opinion The point is there are many different ways to look at this but has to be in your “Grand Scheme”. How do you find your first deal? Do you market directly to sellers? Network with other investors? Find a mentor? What are some of the conversations you need to have with sellers, investors or mentors? How to you analyze your first deal? What are the most important parts of this first deal that are leading you towards your ultimate goals? How do you stress test your first deal? What are your “What If” factors? What contingency Plans do you have in place for your “What If’s”? What about conversations and fixes for problems unforseen? ------------------------------------------------------------------------------------------------------------------------------- Segment 3 (A week in our shoes) Bryan-  Ended up wholesaling the great deal I found. $25k assignment fee. Looking for additional flip opportunities and listed a few flips for an investing friend of mine. Seth- Finished feasibility and are formulating offers on two development projects.  Worked on funding the quadplex we are currently purchasing and have a new day school under contract for a client closing in about 45 days. ------------------------------------------------------------------------------------------------------------------------------- Segment 4 Musical Outro Aftershow Beep-Beep --- Support this podcast: https://anchor.fm/treis/support

Musical Intro plays. I am Bryan Jones. I am Seth Martin, and this is The      Real Estate Investing Show. Follow-up ------------------------------------------------------------------------------------------------------------------------------- Segment 2 (Real Estate or Investment Related Topic ) BRRRR 1 What is BRRRR? Buy. Renovate. Rent. Refinance. Repeat. 2 WHY BRRRR? Velocity of money. The velocity of money is a measurement of the rate at which money is exchanged in an economy. It is the number of times that money moves from one entity to another. It also refers to how much a unit of currency is used in a given period of time. 3 Why make less per month? NO MONEY IN THE DEAL! 4x more properties + appreciation + loan paydown + cashflow = EXPONENTIAL cashflow/network growth. 4 Key numbers to consider. ALL IN BUDGET OF 75%. Purchase + renovation < %75. DTI 75% of RENT. FRAMEWORK RECAP 5 Buy. Contact agents in your local market and ask them to send you “as-is” properties. Search on Zillow for FOR SALE by owners. Watch for auctions on AUCTION.COM. 6 Renovate. Search for contractors in your area. Get a minimum of 3 bids for different contracts to do the work. VERIFY REFERRALS! 7 Rent. List house with an agent for MLS listing. Zillow list by owner. Or find a TRUSTED PM in your area. 8 Refinance Call local banks and see what their refinance cap is. For most, this is 75%. Local banks or credit unions work the best! 9 Repeat In my Mark Will’s voice: And I’ll start back @ 1. 10  Book to read: BRRRR by David Greene ------------------------------------------------------------------------------------------------------------------------------- Segment 3 (A week in our shoes) Bryan-  New deal. (Carters Creek Pike) Contract on      the investor's townhome. Then a bidding war on the property that never      sold. Seth- Read the book “High profit Prospecting” over the      last few weeks and took its 30 questions and evaluated my business. ------------------------------------------------------------------------------------------------------------------------------- Segment 4 Musical Outro Aftershow Beep-Beep --- Support this podcast: https://anchor.fm/treis/support

Segment 1 (Introduction/Follow-up) Musical Intro plays. I am Bryan Jones. I am Seth Martin, and this is The Real Estate Investing Show. Follow-up ------------------------------------------------------------------------------------------------------------------------------- Segment 2 (Real Estate or Investment Related Topic ) Build to sell. Analysis Feasibility Business Structure Build to rent. Analysis Feasibility Business Structure Management Potential Exit Strategies ------------------------------------------------------------------------------------------------------------------------------- Segment 3 (A week in our shoes) Bryan-  House is done for the Anzola Family. Professional photos Friday. Lakehouse deal. Passed inspection. ------------------------------------------------------------------------------------------------------------------------------- Segment 4 Musical Outro Aftershow Beep-Beep --- Support this podcast: https://anchor.fm/treis/support