iVoox Podcast & radio
Download app for free

Podcast
The Savings Tip Jar
256
0
Savings.com.au's Dom and Harrison, and friends, discuss the latest Australian financial news and speak with special guests from leading financial institutions, picking their brain on the latest talking points in the economy and personal finance.
Savings.com.au's Dom and Harrison, and friends, discuss the latest Australian financial news and speak with special guests from leading financial institutions, picking their brain on the latest talking points in the economy and personal finance.
Reviewing Trump's first two months in office: Tough tariffs on Australian steel, with Harry O'Sullivan
Episode in
The Savings Tip Jar
We spoke to resident finance journalist Harry O'Sullivan on the first two months of Trump's presidency, what the steel tariff means for Australia, if it means 'recession', what it could mean for other sectors, and what it means for finances and shares domestically.
00:00-01:03 - Intro
01:03-02:30 - Harry's Savings Tip - Time is Money
02:30-04:07 - Reviewing Trump's tariff on Aussie steel
04:07-06:01 - The 'R' word - Recession
06:01-07:45 - More on the recession talk
07:45-09:58 - Where this will end up
09:58-11:48 - Reflecting on Harry's thoughts in November
11:48-12:48 - Share markets and super
12:48-14:55 - Impact on RBA monetary policy
14:55-15:13 - Outro
15:13
What are the benefits of salary packaging? with smart's mike daly
Episode in
The Savings Tip Jar
Amidst all this talk about the cost of living crunch, there's one overlooked 'hack' that could save people over $5k. It's salary packaging, or salary sacrificing. The savings aren't explicit, but you do save on tax.
Many people know they can salary sacrifice super contributions, but did you know with some workplaces you can also do it for your petrol, transport, groceries, your mortgage, and your car? Some professions can sacrifice around $16k. Here to chat about that is Mike from Smart Salary Packaging, which works with companies to deliver their packaging schemes. He discussed the benefits, as well as probably the hottest topic - novated leasing, and if it's worth it. Great insightful chat!
00:00-00:43 - Intro
00:43-01:49 - Mike's Savings Tip
01:49-02:43 - Why aren't more people salary packaging?
02:43-04:44 - Benefits of salary packaging
04:44-07:08 - Educating workplaces on salary packaging
07:08-08:15 - Why not for profits get a bigger sacrifice
08:15-09:30 - Intro to novated leases
09:30-12:29 - Novated leasing benefits
12:29-13:23 - No GST on novated leasing cars
13:23-14:21 - Outro
14:21
97: How to save up to $5k with the 'hack' of salary packaging, with Mike Daley from Smart
Episode in
The Savings Tip Jar
Amidst all this talk about the cost of living crunch, there's one overlooked 'hack' that could save people over $5k. It's salary packaging, or salary sacrificing. The savings aren't explicit, but you do save on tax.
Many people know they can salary sacrifice super contributions, but did you know with some workplaces you can also do it for your petrol, transport, groceries, your mortgage, and your car? Some professions can sacrifice around $16k.
Here to chat about that is Mike from Smart Salary Packaging, which works with companies to deliver their packaging schemes. He discussed the benefits, as well as probably the hottest topic - novated leasing, and if it's worth it. Great insightful chat!
Plus we spoke to resident finance journalist Harry O'Sullivan on the first two months of Trump's presidency, what the steel tariff means for Australia, if it means 'recession', what it could mean for other sectors, and what it means for finances and shares domestically.
And all the latest news and savings tips of course.
00:00-01:50 - Intro
01:50-05:50 - Savings Tips - Enter Competitions & $69 Dreamworld Annual Pass
05:50-08:54 - Rabobank cuts savings rates again
08:54-13:25 - Super for housing could boost house prices by 10%
13:25-17:48 - New $4k cashback offer from Police Bank
17:48-32:54 - Trump's first two months as president, reviewed by Harry O'Sullivan
32:54-46:57 - The benefits of salary sacrificing, with Smart's Mike Daley
46:57-48:13 - Outro
48:12
Who had it harder buying a home? Boomers or Millennials? With InfoChoice's Bernadette Lunas
Episode in
The Savings Tip Jar
This week we spoke to InfoChoice finance journalist Bernadette Lunas on which generation REALLY had it harder when buying a home. We've looked at the data to help you settle your debate with your uncle who's four beers deep at the barbecue! It essentially boils down to high entry price vs high interest rates, plus a few other factors such as: Joint incomes; homebuyer support; home ownership rates and more. Put down those tongs and tear into Uncle John!
00:00-00:58 - Intro
00:58-03:20 - Bern's Savings Tip: Cook at Home
03:20-05:25 - Interest Rates vs High Prices
05:25-10:05 - Changing Household Dynamics
10:05-11:07 - Is the next generation stuffed?
11:07-12:08 - Outro
12:07
How to win at auction and avoid property regrets, with Abodey co-founder Jo Agresta
Episode in
The Savings Tip Jar
This week we spoke to Jo Agresta, the co-founder of property app Abodey. Abodey aims to take the time and guess work out of property hunts, marrying up suitable properties with the buyer's profile. New research from the app also suggests 50% of homebuyers have buyers' remorse in some respects, with that figure jumping to 80% in some areas and in some situations. Jo joined us to unpack all that, as well as share some sage property hunting advice with Dom and Haz.
00:00-00:47 - Intro
00:47-02:10 - Jo's Savings Tip: Lock your savings away
02:10-03:29 - A bit about Abodey
03:29-05:52 - Talking about 'buygret'
05:52-07:00 - What's driving buygret
07:00-09:43 - Natural levels of buyers remorse
09:43-12:59 - Auction regrets, a case study
12:59-14:44 - Off-market properties
14:44-17:10 - Final tips
17:10-18:17 - Outro
18:17
96: How to avoid homeownership regrets, with Abodey's Jo Agresta
Episode in
The Savings Tip Jar
This week we spoke to Jo Agresta, the co-founder of property app Abodey. Abodey aims to take the time and guess work out of property hunts, marrying up suitable properties with the buyer's profile. New research from the app also suggests 50% of homebuyers have buyers' remorse in some respects, with that figure jumping to 80% in some areas and in some situations. Jo joined us to unpack all that, as well as share some sage property hunting advice with Dom and Haz.
Plus we chatted to resident finance journalist Bernadette Lunas on who REALLY had it harder when buying a home - Boomers, Gen X, Millennials or Gen Z. An interesting talk!
And all the latest news and savings tips of course.
00:00-01:56 - Intro
01:56-04:49 - Savings Tips: Cheap Décor at TK Maxx; Cheaper Kayo Through AFL Membership
04:49-08:36 - Per capita recession over?
08:36-12:33 - Grants on offer for those flood/cyclone affected
12:33-15:43 - Total value of dwellings over $11 trillion!
15:43-27:47 - Boomers vs Millennials Home Buying Debate, with Bernadette Lunas
27:47-45:42 - How to win at auctions and avoid regret with Jo Agresta from Abodey
45:42-46:59 - Outro
46:59
How to avoid a depreciation hit on your car, with Performance Drive's Alexi Falson
Episode in
The Savings Tip Jar
Joining us for his very first spotlight segment is Alexi Falson, a motoring journalist from group sister websites carloans.com.au and Performance Drive. He's been with us for a few years now but only now has he hopped on the podcast.
His topic of choice was depreciation, and how to avoid it. It's a big killer, with many cars losing a third of their value in as little as three years. Plus he gives us an electric vehicle market update, and shares two savings tips.
00:00-01:05 - Intro
01:05-03:51 - Alexi's Savings Tips - avoiding impulse purchases, and look at demo vehicles
03:51-04:23 - The brand with the least depreciation
04:23-06:07 - The post-Covid car market
06:07-07:13 - How much cars lose in depreciation
07:13-08:26 - Why people should care about depreciation
08:26-10:42 - How to stop your car from depreciating so much
10:42-12:43 - EV market update
12:43-14:21 - What to do about batteries on used EVs
14:21-14:33 - Outro
14:33
How to check your credit report for FREE, with CreditSmart's Elsa Markula
Episode in
The Savings Tip Jar
This week we had Elsa on to discuss the all important topic of credit scores. She told us it's not necessarily the score that matters but what's in the report. You can download them for free once a quarter from the likes of illion, Experian, and Equifax and in it you'll see not just credit items but also interesting things like your phone plans, energy, internet and so on. Elsa said it's important to look at it every so often because if there's a discrepancy or a fraud, it could affect your ability to get credit in the future. So, raise those flags ASAP! 00:00-00:45 - Intro
00:45-01:05 - Elsa's Savings Tip - don't forget happiness
01:05-03:57 - Credit Score vs Credit Report
03:57-05:32 - What matters on your report
05:32-06:48 - How long stuff stays on your report
06:48-08:08 - Are Aussies becoming more financially savvy
08:08-09:35 - Taking out credit to build a profile - fact or fiction
09:35-11:09 - Home loan approvals, how they factor in
11:09-13:09 - How to dispute a discrepancy
13:09-15:07 - Final tips
15:07-15:59 - Outro
15:59
95: Do credit scores really matter? With Elsa Markula from CreditSmart
Episode in
The Savings Tip Jar
This week we had Elsa on to discuss the all important topic of credit scores. She told us it's not necessarily the score that matters but what's in the report. You can download them for free once a quarter from the likes of illion, Experian, and Equifax and in it you'll see not just credit items but also interesting things like your phone plans, energy, internet and so on. Elsa said it's important to look at it every so often because if there's a discrepancy or a fraud, it could affect your ability to get credit in the future. So, raise those flags ASAP!
We also spoke to Alexi Falson, resident motoring journalist on the importance of depreciation, as well as a market update on electric vehicles.
Plus all the latest news and savings tips of course.
00:00-01:54 - Intro
01:54-06:20 - Savings Tips - Reconsider Fine Dining, and Cashback Debit Cards
06:20-09:42 - Property prices bounce in February
09:42-12:20 - ING cuts savings rate by only 10bps but there's a catch
12:20-15:38 - Virgin Money not passing on rate cut to home loan customers
15:38-30:08 - Which cars depreciate the least? With Alexi Falson
30:08-45:51 - The importance of credit reporting, with Elsa Markula
45:51-47:05 - Outro
47:04
How to easily save $1200 a year on your mortgage, with ING's Matt Bowen
Episode in
The Savings Tip Jar
Matt Bowen, head of consumer and market insights at ING, jumped on the podcast this week to talk about the latest findings from the bank that found more than two thirds of mortgage holders are planning to keep their repayment the same. This is despite the cash rate cut potentially unlocking $1200 a year in savings.00:00-00:37 - Intro
00:37-02:39 - Matt's Savings Tip - review your subscriptions
02:39-03:43 - How mortgage holders are responding to the RBA cut
03:43-04:59 - Are people spending the savings?
04:59-06:36 - Are repayments automatically lowered?
06:36-07:58 - Super top ups
07:58-09:09 - Will the RBA be pleased
09:09-10:25 - How Matt's responding personally
10:25-11:33 - Outro
11:33
94: How to make the most of RBA rate cuts, with ING's Matt Bowen
Episode in
The Savings Tip Jar
Matt Bowen, head of consumer and market insights at ING, jumped on the podcast this week to talk about the latest findings from the bank that found more than two thirds of mortgage holders are planning to keep their repayment the same. This is despite the cash rate cut potentially unlocking $1200 a year in savings.
Plus we talk to Brooke Cooper, Your Mortgage editor, to discuss her latest piece on the rent to buy conundrum and what would-be homebuyers are better off doing nowadays.
And all the latest news and savings tips of course.
00:00-02:40 - Intro
02:24-05:17 - Savings Tips - Warranties & Free Paramount Plus
05:17-09:18 - RBA rate fallout - who's passing on the cuts?
09:18-13:06 - Westpac & NAB's 10 offset accounts
13:06-15:49 - New $4k mortgage cashback offer
15:49-26:09 - Renting vs buying with Brooke Cooper
26:09-36:40 - How people are responding to the cash rate cut, with Matt Bowen
36:40-38:16 - Outro
38:15
Unpacking the 'xenophobic' and ineffective foreign investment ban, with Emma Duffy from Your Investment Property...
Episode in
The Savings Tip Jar
In her last ever segment for the Savings Tip Jar, Your Investment Property Magazine editor Emma Duffy unpacked the government's decision to ban foreign investment on existing homes for another two years. She says the decision is window dressing, and that they make up a small portion of home buyers, and that more is needed to combat the affordability crisis.
00:00-02:07 - Intro & Emma's Savings Tip
02:07-05:34 - Explaining the context
05:34-08:11 - Land banking ban
08:11-09:19 - Impact on Aussie investors
09:19-11:20 - Emma's thoughts on it
11:20-12:56 - Outlook on property market
12:56-13:40 - Outro
13:40
RBA has played into the politicisation of inflation with latest cut, with Judo Bank's Warren Hogan
Episode in
The Savings Tip Jar
Warren Hogan, chief economic adviser at Judo Bank, isn't one to mince words. This time on the podcast he wasn't happy about the RBA rate cut decision to bring it down to 4.10%. He said they run the risk of looking "pretty stupid" with what he says is a premature rate cut.
00:00-00:26 - Intro
00:26-02:27 - No rationale for rate cut
02:27-04:46 - Geopolitics and Trump talk
04:46-07:01 - 'Sustainable' inflation
07:01-09:11 - Warren's wrong calls
09:11-09:49 - Election talk
09:49-10:14 - Outro
11:00
93: Warren Hogan slams 'premature' RBA rate cut decision
Episode in
The Savings Tip Jar
February delivered the first RBA rate cut in more than four years. This provides relief to mortgage holders but Judo Bank economic adviser Warren Hogan said the decision is premature, the RBA has fallen into the politicisation of inflation trap, and that Aussies as a whole are copping high inflation to appease a few. Not one to mince words!
Plus we chat to Emma Duffy, the editor of Your Investment Property Magazine on her last ever segment to talk about the foreign investment ban on existing properties.
Plus all the latest news and savings tips.
00:00-02.07: Intro
02:07-04:00: Savings Tips - use your neighbours, and discount gift cards
04:00-06:17: RBA cuts cash rate to 4.10%
06:17-08:38: HECS debts now factor less into serviceability
08:38-12:05: The interest rate needed to cause a homebuyer surge
12:05-25:41: Foreign investors banned for two years, with Emma Duffy
25:41-35:38: Unpacking the RBA's cash rate cut with Warren Hogan
35:38-37:29: Outro
37:28
What are the pros and cons of green homes and green home loans? With Denise Raward, resident finance journalist
Episode in
The Savings Tip Jar
This week Denise took us through the ins and outs of green homes, what you need to qualify as 'green', and how to qualify for a green home loan. We also explored the benefits of green home loans, and the lender requirements for them. Plus Denise' savings tip and her personal experience 'going green'!00:00-02:42: Introduction to Green Home Loans
02:42-05:23: Understanding Green Home Loans and Their Benefits
05:23-07:53: Government Initiatives and Financial Support
07:53-10:43: Market Trends and Property Value Implications
10:43-12:15: Personal Experiences and Future Considerations
12:14
How a coalition government would ease cost of living pressures, with Angus Taylor MP, shadow treasurer
Episode in
The Savings Tip Jar
This week, Angus Taylor was kind enough to jump on and share his vision should his party be elected to govern this year. With an election likely in the next few months, we asked him various questions as to what matters most to Aussies - cost of living is likely to be a huge touchstone among voters. We asked if the 'super for housing' policy is a good idea, what to do to speed up housing supply, and what boosting productivity looks like and if it means some job losses in the public sector. Plus Angus' savings tip.00:00-00:37 - Intro
00:37-01:35 - Angus Taylor's savings tip(s)
01:35-02:49 - What an LNP government would bring to the table
02:49-04:25 - Harmonising government actions and RBA rate rises
04:25-06:20 - Super for housing - a good idea?
06:20-08:35 - How a coalition government would speed up housing supply
08:35-10:43 - Chance of more income tax cuts
10:43-13:19 - What 'cutting red tape' means
13:19-15:12 - Solving the productivity problem
15:12-16:08 - Does productivity come at the expense of job losses?
16:08-17:00 - Outro
16:59
92: What a Coalition government would do for Australian finances, with Angus Taylor MP, shadow treasurer
Episode in
The Savings Tip Jar
This week, Angus Taylor was kind enough to jump on and share his vision should his party be elected to govern this year. With an election likely in the next few months, we asked him various questions as to what matters most to Aussies - cost of living is likely to be a huge touchstone among voters. We asked if the 'super for housing' policy is a good idea, what to do to speed up housing supply, and what boosting productivity looks like and if it means some job losses in the public sector. Plus Angus' savings tip.
And we chat to resident finance journalist Denise Raward about the benefits of green home loans.
And all the latest news and savings tips.
00:00-02:00 - Intro
02:00-04:43 - Savings Tips: Caryard deals & threaten to cancel Kayo
04:43-06:54 - Lutheran Laypeople is no longer a bank
06:54-09:57 - Grocery price controls in remote areas
09:57-12:50 - Moratorium on branch closures
12:50-24:55 - Green home loan benefits with Denise Raward
24:55-41:11 - Angus Taylor MP, shadow treasurer
41:11-42:32 - Outro
43:52
Property investors should be wary of more regulation in 2025! With Emma Duffy from Your Investment Property Magazine
Episode in
The Savings Tip Jar
For the first time in 2025, Emma joins us to discuss CoreLogic's latest home value index, plus what investors should watch in 2025. This includes any further regulation with APRA signalling if the housing market gets too hot, it might apply the handbrakes. This could include higher lending standards, or other caps and tomfoolery.
This is the second-last time Emma joins us before embarking on a big overseas sojourn/sabbatical, so her savings tip is very handily travel-related.
09:08
How is the government going to build enough homes? With the Property Council's Matt Kandelaars
Episode in
The Savings Tip Jar
Damning evidence continues to mount for the slow start to the government's Housing Accord. It wants to build 1.2 million new homes by 2029, and the first six months of the program has been anything but inspiring. Every state and territory lags behind its goal, but some are much worse than others. Here to unpack all that is Matt Kandelaars, a policy and advocacy executive at the Property Council of Australia.
00:00-00:33 - Intro
00:33-02:14 - Matt's Savings Tip
02:14-04:33 - The government is behind on its housing target
04:33-07:38 - Addressing tradie skill shortages
07:38-11:39 - The best and worst performing states
11:39-16:19 - Easing red tape and cutting stamp duty
16:19-18:50 - What each side of politics can do in an election year
18:50-19:59 - Outro
19:59
91: Why the government can't keep up with housing demand, with Matt Kandelaars from the Property Council of Australia
Episode in
The Savings Tip Jar
Damning evidence continues to mount for the slow start to the government's Housing Accord. It wants to build 1.2 million new homes by 2029, and the first six months of the program has been anything but inspiring. Every state and territory lags behind its goal, but some are much worse than others. Here to unpack all that is Matt Kandelaars, a policy and advocacy executive at the Property Council of Australia.
Plus we have Emma Duffy, the editor of Your Investment Property Magazine on for her first chat of 2025 (and her second-last) to give us an update on the market, and what investors should look out for in 2025.
And all the latest news and savings tips!
00:00-02:12 - Intro
02:12-05:50 - Savings Tips: Shop wisely at Costco, and cheap shavers
05:50-09:27 - New savings account from Heartland Bank
09:27-11:46 - NAB cuts fixed home loan rates
11:46-14:35 - People feeling more confident to spend
14:35-23:25 - The latest home values and investor update on 2025, with Emma Duffy
23:25-42:48 - The government's behind on its housing target, with Matt Kandelaars from the Property Council of Australia
42:48-44:08 - Outro
44:08
You may also like View more
Píldoras del Conocimiento
Esto es Píldoras del Conocimiento... aprender, compartir y crecer juntos.
Premio de la audiencia 2021 y 2022 en la categoría «negocios y sectores».
• Inversión • Estrategia Digital • Ciencia moderna
Consigue mi libro «Nacidos para aprender» aquí (gratis) ⬇️
https://pildorasdelconocimiento.com/libro/ Updated
Los videos de JF Calero en formato Podcast
Canal del motor de JF Calero, donde podrás encontrar información de calidad sobre la industria:
- Pruebas de coches
- Información sobre vehículo eléctrico
- Conducción autónoma
- Novedades...
Y mucho más. Updated
Nudismo Financiero | Balio
¿Hablamos de dinero?
Entrevistamos a personas que comparten sus finanzas personales. Qué hacen con su dinero y cómo lo han conseguido.
Este es un podcast para aprender de negocios, inversión, inmuebles, libertad financiera y emprendimiento.
¿No ayudas a acabar con el tabú del dinero?
Podcast de BALIO, empresa de formación con más de 5.000 alumnos.
https://balio.app/ Updated